Johnie Lee Hudson
Bankruptcy Court Docket Sheet

Northern District of Alabama (Bankruptcy)

2:2018-bk-00588 (alnb)

Chapter 13 Voluntary Petition Individual. Receipt Number O, Fee Amount $310 Filed by Johnie Lee Hudson

Fill in this information to identify your case: United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Chapter you are filing under: Chapter 7 Chapter 11 Chapter 12 Chapter 13 Check if this an amended filing Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy 12/17 The bankruptcy forms use you and Debtor 1 to refer to a debtor filing alone. A married couple may file a bankruptcy case together—called a joint case—and in joint cases, these forms use you to ask for information from both debtors. For example, if a form asks, "Do you own a car," the answer would be yes if either debtor owns a car. When information is needed about the spouses separately, the form uses Debtor 1 and Debtor 2 to distinguish between them. In joint cases, one of the spouses must report information as Debtor 1 and the other as Debtor 2. The same person must be Debtor 1 in all of the forms. Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question. Part 1: Identify Yourself About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case): 1. Your full name Write the name that is on Johnie your government-issued First name First name picture identification (for example, your driver's Lee license or passport). Middle name Middle name Bring your picture identification to your Hudson meeting with the trustee. Last name and Suffix (Sr., Jr., II, III) Last name and Suffix (Sr., Jr., II, III) 2. All other names you have used in the last 8 years Include your married or maiden names. 3. Only the last 4 digits of your Social Security number or federal xxx-xx-3910 Individual Taxpayer Identification number (ITIN) Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 1 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 1 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case): 4. Any business names and Employer Identification Numbers (EIN) you have I have not used any business name or EINs. I have not used any business name or EINs. used in the last 8 years Include trade names and Business name(s) Business name(s) doing business as names EINs EINs 5. Where you live If Debtor 2 lives at a different address: 1700 34th AVe North Birmingham, AL 35207-4238 Number, Street, City, State & ZIP Code Number, Street, City, State & ZIP Code Jefferson County County If your mailing address is different from the one If Debtor 2's mailing address is different from yours, fill it above, fill it in here. Note that the court will send any in here. Note that the court will send any notices to this notices to you at this mailing address. mailing address. Number, P.O. Box, Street, City, State & ZIP Code Number, P.O. Box, Street, City, State & ZIP Code 6. Why you are choosing Check one: Check one: this district to file for bankruptcy Over the last 180 days before filing this petition, Over the last 180 days before filing this petition, I I have lived in this district longer than in any have lived in this district longer than in any other other district. district. I have another reason. I have another reason. Explain. (See 28 U.S.C. § 1408.) Explain. (See 28 U.S.C. § 1408.) Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 2 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 2 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 2: Tell the Court About Your Bankruptcy Case 7. The chapter of the Check one. (For a brief description of each, see Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy Bankruptcy Code you are (Form 2010)). Also, go to the top of page 1 and check the appropriate box. choosing to file under Chapter 7 Chapter 11 Chapter 12 Chapter 13 8. How you will pay the fee I will pay the entire fee when I file my petition. Please check with the clerk's office in your local court for more details about how you may pay. Typically, if you are paying the fee yourself, you may pay with cash, cashier's check, or money order. If your attorney is submitting your payment on your behalf, your attorney may pay with a credit card or check with a pre-printed address. I need to pay the fee in installments. If you choose this option, sign and attach the Application for Individuals to Pay The Filing Fee in Installments (Official Form 103A). I request that my fee be waived (You may request this option only if you are filing for Chapter 7. By law, a judge may, but is not required to, waive your fee, and may do so only if your income is less than 150% of the official poverty line that applies to your family size and you are unable to pay the fee in installments). If you choose this option, you must fill out the Application to Have the Chapter 7 Filing Fee Waived (Official Form 103B) and file it with your petition. 9. Have you filed for No. bankruptcy within the last 8 years? Yes. District alnb When 10/28/16 Case number 16-04476 District alnb When 9/28/93 Case number 93-06528 District See Attachment When Case number 10. Are any bankruptcy No cases pending or being filed by a spouse who is Yes. not filing this case with you, or by a business partner, or by an affiliate? Debtor Relationship to you District When Case number, if known Debtor Relationship to you District When Case number, if known 11. Do you rent your No. Go to line 12. residence? Yes. Has your landlord obtained an eviction judgment against you? No. Go to line 12. Yes. Fill out Initial Statement About an Eviction Judgment Against You (Form 101A) and file it as part of this bankruptcy petition. Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 3 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 3 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 3: Report About Any Businesses You Own as a Sole Proprietor 12. Are you a sole proprietor of any full- or part-time No. Go to Part 4. business? Yes. Name and location of business A sole proprietorship is a business you operate as Name of business, if any an individual, and is not a separate legal entity such as a corporation, partnership, or LLC. Number, Street, City, State & ZIP Code If you have more than one sole proprietorship, use a separate sheet and attach it to this petition. Check the appropriate box to describe your business: Health Care Business (as defined in 11 U.S.C. § 101(27A)) Single Asset Real Estate (as defined in 11 U.S.C. § 101(51B)) Stockbroker (as defined in 11 U.S.C. § 101(53A)) Commodity Broker (as defined in 11 U.S.C. § 101(6)) None of the above 13. Are you filing under If you are filing under Chapter 11, the court must know whether you are a small business debtor so that it can set appropriate Chapter 11 of the deadlines. If you indicate that you are a small business debtor, you must attach your most recent balance sheet, statement of Bankruptcy Code and are operations, cash-flow statement, and federal income tax return or if any of these documents do not exist, follow the procedure you a small business in 11 U.S.C. 1116(1)(B). debtor? No. I am not filing under Chapter 11. For a definition of small business debtor, see 11 No. I am filing under Chapter 11, but I am NOT a small business debtor according to the definition in the Bankruptcy U.S.C. § 101(51D). Code. Yes. I am filing under Chapter 11 and I am a small business debtor according to the definition in the Bankruptcy Code. Part 4: Report if You Own or Have Any Hazardous Property or Any Property That Needs Immediate Attention 14. Do you own or have any No. property that poses or is alleged to pose a threat Yes. of imminent and What is the hazard? identifiable hazard to public health or safety? Or do you own any property that needs If immediate attention is immediate attention? needed, why is it needed? For example, do you own perishable goods, or livestock that must be fed, Where is the property? or a building that needs urgent repairs? Number, Street, City, State & Zip Code Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 4 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 4 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 5: Explain Your Efforts to Receive a Briefing About Credit Counseling About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case): 15. Tell the court whether You must check one: You must check one: you have received a I received a briefing from an approved credit I received a briefing from an approved credit briefing about credit counseling agency within the 180 days before I counseling agency within the 180 days before I filed counseling. filed this bankruptcy petition, and I received a this bankruptcy petition, and I received a certificate of certificate of completion. completion. The law requires that you receive a briefing about Attach a copy of the certificate and the payment Attach a copy of the certificate and the payment plan, if credit counseling before plan, if any, that you developed with the agency. any, that you developed with the agency. you file for bankruptcy. You must truthfully check I received a briefing from an approved credit I received a briefing from an approved credit one of the following counseling agency within the 180 days before I counseling agency within the 180 days before I filed choices. If you cannot do filed this bankruptcy petition, but I do not have this bankruptcy petition, but I do not have a certificate so, you are not eligible to a certificate of completion. of completion. file. Within 14 days after you file this bankruptcy Within 14 days after you file this bankruptcy petition, you If you file anyway, the court petition, you MUST file a copy of the certificate and MUST file a copy of the certificate and payment plan, if can dismiss your case, you payment plan, if any. any. will lose whatever filing fee you paid, and your I certify that I asked for credit counseling I certify that I asked for credit counseling services creditors can begin services from an approved agency, but was from an approved agency, but was unable to obtain collection activities again. unable to obtain those services during the 7 those services during the 7 days after I made my days after I made my request, and exigent request, and exigent circumstances merit a 30-day circumstances merit a 30-day temporary waiver temporary waiver of the requirement. of the requirement. To ask for a 30-day temporary waiver of the requirement, To ask for a 30-day temporary waiver of the attach a separate sheet explaining what efforts you made requirement, attach a separate sheet explaining to obtain the briefing, why you were unable to obtain it what efforts you made to obtain the briefing, why before you filed for bankruptcy, and what exigent you were unable to obtain it before you filed for circumstances required you to file this case. bankruptcy, and what exigent circumstances required you to file this case. Your case may be dismissed if the court is dissatisfied with your reasons for not receiving a briefing before you Your case may be dismissed if the court is filed for bankruptcy. dissatisfied with your reasons for not receiving a briefing before you filed for bankruptcy. If the court is satisfied with your reasons, you must still If the court is satisfied with your reasons, you must receive a briefing within 30 days after you file. You must still receive a briefing within 30 days after you file. file a certificate from the approved agency, along with a You must file a certificate from the approved copy of the payment plan you developed, if any. If you do agency, along with a copy of the payment plan you not do so, your case may be dismissed. developed, if any. If you do not do so, your case Any extension of the 30-day deadline is granted only for may be dismissed. cause and is limited to a maximum of 15 days. Any extension of the 30-day deadline is granted only for cause and is limited to a maximum of 15 days. I am not required to receive a briefing about I am not required to receive a briefing about credit credit counseling because of: counseling because of: Incapacity. Incapacity. I have a mental illness or a mental deficiency I have a mental illness or a mental deficiency that that makes me incapable of realizing or makes me incapable of realizing or making rational making rational decisions about finances. decisions about finances. Disability. Disability. My physical disability causes me to be My physical disability causes me to be unable to unable to participate in a briefing in person, participate in a briefing in person, by phone, or by phone, or through the internet, even after I through the internet, even after I reasonably tried to reasonably tried to do so. do so. Active duty. Active duty. I am currently on active military duty in a I am currently on active military duty in a military military combat zone. combat zone. If you believe you are not required to receive a If you believe you are not required to receive a briefing briefing about credit counseling, you must file a about credit counseling, you must file a motion for waiver motion for waiver credit counseling with the court. of credit counseling with the court. Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 5 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 5 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 6: Answer These Questions for Reporting Purposes 16. What kind of debts do 16a. Are your debts primarily consumer debts? Consumer debts are defined in 11 U.S.C. § 101(8) as "incurred by an you have? individual primarily for a personal, family, or household purpose." No. Go to line 16b. Yes. Go to line 17. 16b. Are your debts primarily business debts? Business debts are debts that you incurred to obtain money for a business or investment or through the operation of the business or investment. No. Go to line 16c. Yes. Go to line 17. 16c. State the type of debts you owe that are not consumer debts or business debts 17. Are you filing under No. I am not filing under Chapter 7. Go to line 18. Chapter 7? Do you estimate that Yes. I am filing under Chapter 7. Do you estimate that after any exempt property is excluded and administrative expenses after any exempt are paid that funds will be available to distribute to unsecured creditors? property is excluded and administrative expenses No are paid that funds will be available for Yes distribution to unsecured creditors? 18. How many Creditors do 1-49 1,000-5,000 25,001-50,000 you estimate that you 5001-10,000 50,001-100,000 owe? 50-99 100-199 10,001-25,000 More than100,000 200-999 19. How much do you $0 - $50,000 $1,000,001 - $10 million $500,000,001 - $1 billion estimate your assets to $10,000,001 - $50 million $1,000,000,001 - $10 billion be worth? $50,001 - $100,000 $100,001 - $500,000 $50,000,001 - $100 million $10,000,000,001 - $50 billion $500,001 - $1 million $100,000,001 - $500 million More than $50 billion 20. How much do you $0 - $50,000 $1,000,001 - $10 million $500,000,001 - $1 billion estimate your liabilities $10,000,001 - $50 million $1,000,000,001 - $10 billion to be? $50,001 - $100,000 $100,001 - $500,000 $50,000,001 - $100 million $10,000,000,001 - $50 billion $500,001 - $1 million $100,000,001 - $500 million More than $50 billion Part 7: Sign Below For you I have examined this petition, and I declare under penalty of perjury that the information provided is true and correct. If I have chosen to file under Chapter 7, I am aware that I may proceed, if eligible, under Chapter 7, 11,12, or 13 of title 11, United States Code. I understand the relief available under each chapter, and I choose to proceed under Chapter 7. If no attorney represents me and I did not pay or agree to pay someone who is not an attorney to help me fill out this document, I have obtained and read the notice required by 11 U.S.C. § 342(b). I request relief in accordance with the chapter of title 11, United States Code, specified in this petition. I understand making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571. /s/ Johnie Lee Hudson Johnie Lee Hudson Signature of Debtor 2 Signature of Debtor 1 Executed on February 12, 2018 Executed on MM / DD / YYYY MM / DD / YYYY Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 6 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 6 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) For your attorney, if you are I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility to proceed represented by one under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief available under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s) the notice required by 11 U.S.C. § 342(b) If you are not represented by and, in a case in which § 707(b)(4)(D) applies, certify that I have no knowledge after an inquiry that the information in the an attorney, you do not need schedules filed with the petition is incorrect. to file this page. /s/ Brent W. Davis Date February 12, 2018 Signature of Attorney for Debtor MM / DD / YYYY Brent W. Davis ASB-5320-I45B Printed name Brent W. Davis & Associates, L.L.C. Firm name 2700 Rogers Drive Suite 106 Birmingham, AL 35209-2055 Number, Street, City, State & ZIP Code Contact phone 205-989-1919 Email address brent@brentwdavis.com ASB-5320-I45B AL Bar number & State Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 7 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 7 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing FORM 101. VOLUNTARY PETITION Prior Bankruptcy Cases Filed Attachment District Case Number Date Filed alnb 16-04476 10/28/16 alnb 93-06528 9/28/93 alnb 90-06352 7/16/90 alnb 89-10026 8/17/89 Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 8 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 8 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106Sum Summary of Your Assets and Liabilities and Certain Statistical Information 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. Fill out all of your schedules first; then complete the information on this form. If you are filing amended schedules after you file your original forms, you must fill out a new Summary and check the box at the top of this page. Part 1: Summarize Your Assets Your assets Value of what you own 1. Schedule A/B: Property (Official Form 106A/B) 1a. Copy line 55, Total real estate, from Schedule A/B................................................................................................ $ 42,000.00 1b. Copy line 62, Total personal property, from Schedule A/B..................................................................................... $ 55,150.00 1c. Copy line 63, Total of all property on Schedule A/B............................................................................................... $ 97,150.00 Part 2: Summarize Your Liabilities Your liabilities Amount you owe 2. Schedule D: Creditors Who Have Claims Secured by Property (Official Form 106D) 2a. Copy the total you listed in Column A, Amount of claim, at the bottom of the last page of Part 1 of Schedule D... $ 75,583.17 3. Schedule E/F: Creditors Who Have Unsecured Claims (Official Form 106E/F) 3a. Copy the total claims from Part 1 (priority unsecured claims) from line 6e of Schedule E/F................................. $ 0.00 3b. Copy the total claims from Part 2 (nonpriority unsecured claims) from line 6j of Schedule E/F............................ $ 4,730.00 Your total liabilities $ 80,313.17 Part 3: Summarize Your Income and Expenses 4. Schedule I: Your Income (Official Form 106I) Copy your combined monthly income from line 12 of Schedule I................................................................................ $ 1,750.00 5. Schedule J: Your Expenses (Official Form 106J) Copy your monthly expenses from line 22c of Schedule J.......................................................................... $ 1,524.00 Part 4: Answer These Questions for Administrative and Statistical Records 6. Are you filing for bankruptcy under Chapters 7, 11, or 13? No. You have nothing to report on this part of the form. Check this box and submit this form to the court with your other schedules. Yes 7. What kind of debt do you have? Your debts are primarily consumer debts. Consumer debts are those "incurred by an individual primarily for a personal, family, or household purpose." 11 U.S.C. § 101(8). Fill out lines 8-9g for statistical purposes. 28 U.S.C. § 159. Your debts are not primarily consumer debts. You have nothing to report on this part of the form. Check this box and submit this form to the court with your other schedules. Official Form 106Sum Summary of Your Assets and Liabilities and Certain Statistical Information page 1 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 9 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 8. From the Statement of Your Current Monthly Income: Copy your total current monthly income from Official Form 122A-1 Line 11; OR, Form 122B Line 11; OR, Form 122C-1 Line 14. $ 1,750.00 9. Copy the following special categories of claims from Part 4, line 6 of Schedule E/F: Total claim From Part 4 on Schedule E/F, copy the following: 9a. Domestic support obligations (Copy line 6a.) $ 0.00 9b. Taxes and certain other debts you owe the government. (Copy line 6b.) $ 0.00 9c. Claims for death or personal injury while you were intoxicated. (Copy line 6c.) $ 0.00 9d. Student loans. (Copy line 6f.) $ 0.00 9e. Obligations arising out of a separation agreement or divorce that you did not report as priority claims. (Copy line 6g.) $ 0.00 9f. Debts to pension or profit-sharing plans, and other similar debts. (Copy line 6h.) +$ 0.00 9g. Total. Add lines 9a through 9f. $ 0.00 Official Form 106Sum Summary of Your Assets and Liabilities and Certain Statistical Information page 2 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 10 of 51 Fill in this information to identify your case and this filing: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse, if filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number Check if this is an amended filing Official Form 106A/B Schedule A/B: Property 12/15 In each category, separately list and describe items. List an asset only once. If an asset fits in more than one category, list the asset in the category where you think it fits best. Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question. Part 1: Describe Each Residence, Building, Land, or Other Real Estate You Own or Have an Interest In 1. Do you own or have any legal or equitable interest in any residence, building, land, or similar property? No. Go to Part 2. Yes. Where is the property? 1.1 What is the property? Check all that apply 1700 34th AVe North Single-family home Do not deduct secured claims or exemptions. Put Street address, if available, or other description the amount of any secured claims on Schedule D: Duplex or multi-unit building Creditors Who Have Claims Secured by Property. Condominium or cooperative Manufactured or mobile home Current value of the Current value of the Birmingham AL 35207-4238 Land entire property? portion you own? City State ZIP Code Investment property $42,000.00 $42,000.00 Timeshare Describe the nature of your ownership interest Other (such as fee simple, tenancy by the entireties, or Who has an interest in the property? Check one a life estate), if known. Debtor 1 only Jefferson Debtor 2 only County Debtor 1 and Debtor 2 only Check if this is community property At least one of the debtors and another (see instructions) Other information you wish to add about this item, such as local property identification number: 2. Add the dollar value of the portion you own for all of your entries from Part 1, including any entries for pages you have attached for Part 1. Write that number here...........................................................................=> $42,000.00 Part 2: Describe Your Vehicles Do you own, lease, or have legal or equitable interest in any vehicles, whether they are registered or not? Include any vehicles you own that someone else drives. If you lease a vehicle, also report it on Schedule G: Executory Contracts and Unexpired Leases. Official Form 106A/B Schedule A/B: Property page 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 11 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 3. Cars, vans, trucks, tractors, sport utility vehicles, motorcycles No Yes 3.1 Make: Toyota Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: Corolla S Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 2006 Debtor 2 only Current value of the Current value of the Approximate mileage: 115000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another Check if this is community property $6,375.00 $6,375.00 (see instructions) 3.2 Make: Toyota Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: Tundra Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 2012 Debtor 2 only Current value of the Current value of the Approximate mileage: 84000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another Check if this is community property $19,925.00 $19,925.00 (see instructions) 3.3 Make: Honda Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: Civic Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 2008 Debtor 2 only Current value of the Current value of the Approximate mileage: 125000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another Check if this is community property $6,450.00 $6,450.00 (see instructions) 3.4 Make: Ford Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: F-150 long Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 1993 Debtor 2 only Current value of the Current value of the Approximate mileage: 200000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another Check if this is community property $7,000.00 $7,000.00 (see instructions) 3.5 Make: Lincoln Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: Mark VI Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 1982 Debtor 2 only Current value of the Current value of the Approximate mileage: 100000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another Check if this is community property $1,500.00 $1,500.00 (see instructions) Official Form 106A/B Schedule A/B: Property page 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 12 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 3.6 Make: NPR Who has an interest in the property? Check one Do not deduct secured claims or exemptions. Put the amount of any secured claims on Schedule D: Model: Izuzu Debtor 1 only Creditors Who Have Claims Secured by Property. Year: 1995 Debtor 2 only Current value of the Current value of the Approximate mileage: 250000 Debtor 1 and Debtor 2 only entire property? portion you own? Other information: At least one of the debtors and another box truck Check if this is community property $7,000.00 $7,000.00 (see instructions) 4. Watercraft, aircraft, motor homes, ATVs and other recreational vehicles, other vehicles, and accessories Examples: Boats, trailers, motors, personal watercraft, fishing vessels, snowmobiles, motorcycle accessories No Yes 5 Add the dollar value of the portion you own for all of your entries from Part 2, including any entries for .pages you have attached for Part 2. Write that number here.............................................................................=> $48,250.00 Part 3: Describe Your Personal and Household Items Do you own or have any legal or equitable interest in any of the following items? Current value of the portion you own? Do not deduct secured claims or exemptions. 6. Household goods and furnishings Examples: Major appliances, furniture, linens, china, kitchenware No Yes. Describe..... furniture & appliances $6,000.00 7. Electronics Examples: Televisions and radios; audio, video, stereo, and digital equipment; computers, printers, scanners; music collections; electronic devices including cell phones, cameras, media players, games No Yes. Describe..... 8. Collectibles of value Examples: Antiques and figurines; paintings, prints, or other artwork; books, pictures, or other art objects; stamp, coin, or baseball card collections; other collections, memorabilia, collectibles No Yes. Describe..... 9. Equipment for sports and hobbies Examples: Sports, photographic, exercise, and other hobby equipment; bicycles, pool tables, golf clubs, skis; canoes and kayaks; carpentry tools; musical instruments No Yes. Describe..... 10. Firearms Examples: Pistols, rifles, shotguns, ammunition, and related equipment No Yes. Describe..... 11. Clothes Examples: Everyday clothes, furs, leather coats, designer wear, shoes, accessories No Yes. Describe..... clothing $350.00 Official Form 106A/B Schedule A/B: Property page 3 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 13 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 12. Jewelry Examples: Everyday jewelry, costume jewelry, engagement rings, wedding rings, heirloom jewelry, watches, gems, gold, silver No Yes. Describe..... 13. Non-farm animals Examples: Dogs, cats, birds, horses No Yes. Describe..... 14. Any other personal and household items you did not already list, including any health aids you did not list No Yes. Give specific information..... 15. Add the dollar value of all of your entries from Part 3, including any entries for pages you have attached for Part 3. Write that number here .............................................................................. $6,350.00 Part 4: Describe Your Financial Assets Do you own or have any legal or equitable interest in any of the following? Current value of the portion you own? Do not deduct secured claims or exemptions. 16. Cash Examples: Money you have in your wallet, in your home, in a safe deposit box, and on hand when you file your petition No Yes................................................................................................................ cash $25.00 17. Deposits of money Examples: Checking, savings, or other financial accounts; certificates of deposit; shares in credit unions, brokerage houses, and other similar institutions. If you have multiple accounts with the same institution, list each. No Yes........................ Institution name: 17.1. America First CU bank Checking and Savings $350.00 17.2. Wells FArgo Bank checking only $175.00 18. Bonds, mutual funds, or publicly traded stocks Examples: Bond funds, investment accounts with brokerage firms, money market accounts No Yes.................. Institution or issuer name: 19. Non-publicly traded stock and interests in incorporated and unincorporated businesses, including an interest in an LLC, partnership, and joint venture No Yes. Give specific information about them................... Name of entity: % of ownership: 20. Government and corporate bonds and other negotiable and non-negotiable instruments Negotiable instruments include personal checks, cashiers' checks, promissory notes, and money orders. Non-negotiable instruments are those you cannot transfer to someone by signing or delivering them. No Yes. Give specific information about them Issuer name: Official Form 106A/B Schedule A/B: Property page 4 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 14 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 21. Retirement or pension accounts Examples: Interests in IRA, ERISA, Keogh, 401(k), 403(b), thrift savings accounts, or other pension or profit-sharing plans No Yes. List each account separately. Type of account: Institution name: IRA, 401K, 403B, Thrift Savings Plan, Pension Unknown 22. Security deposits and prepayments Your share of all unused deposits you have made so that you may continue service or use from a company Examples: Agreements with landlords, prepaid rent, public utilities (electric, gas, water), telecommunications companies, or others No Yes. ..................... Institution name or individual: 23. Annuities (A contract for a periodic payment of money to you, either for life or for a number of years) No Yes............. Issuer name and description. 24. Interests in an education IRA, in an account in a qualified ABLE program, or under a qualified state tuition program. 26 U.S.C. §§ 530(b)(1), 529A(b), and 529(b)(1). No Yes............. Institution name and description. Separately file the records of any interests.11 U.S.C. § 521(c): 25. Trusts, equitable or future interests in property (other than anything listed in line 1), and rights or powers exercisable for your benefit No Yes. Give specific information about them... 26. Patents, copyrights, trademarks, trade secrets, and other intellectual property Examples: Internet domain names, websites, proceeds from royalties and licensing agreements No Yes. Give specific information about them... 27. Licenses, franchises, and other general intangibles Examples: Building permits, exclusive licenses, cooperative association holdings, liquor licenses, professional licenses No Yes. Give specific information about them... Money or property owed to you? Current value of the portion you own? Do not deduct secured claims or exemptions. 28. Tax refunds owed to you No Yes. Give specific information about them, including whether you already filed the returns and the tax years....... 29. Family support Examples: Past due or lump sum alimony, spousal support, child support, maintenance, divorce settlement, property settlement No Yes. Give specific information...... 30. Other amounts someone owes you Examples: Unpaid wages, disability insurance payments, disability benefits, sick pay, vacation pay, workers' compensation, Social Security benefits; unpaid loans you made to someone else No Yes. Give specific information.. 31. Interests in insurance policies Examples: Health, disability, or life insurance; health savings account (HSA); credit, homeowner's, or renter's insurance No Yes. Name the insurance company of each policy and list its value. Company name: Beneficiary: Surrender or refund Official Form 106A/B Schedule A/B: Property page 5 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 15 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) value: 32. Any interest in property that is due you from someone who has died If you are the beneficiary of a living trust, expect proceeds from a life insurance policy, or are currently entitled to receive property because someone has died. No Yes. Give specific information.. 33. Claims against third parties, whether or not you have filed a lawsuit or made a demand for payment Examples: Accidents, employment disputes, insurance claims, or rights to sue No Yes. Describe each claim......... 34. Other contingent and unliquidated claims of every nature, including counterclaims of the debtor and rights to set off claims No Yes. Describe each claim......... 35. Any financial assets you did not already list No Yes. Give specific information.. 36. Add the dollar value of all of your entries from Part 4, including any entries for pages you have attached for Part 4. Write that number here..................................................................................................................... $550.00 Part 5: Describe Any Business-Related Property You Own or Have an Interest In. List any real estate in Part 1. 37. Do you own or have any legal or equitable interest in any business-related property? No. Go to Part 6. Yes. Go to line 38. Part 6: Describe Any Farm- and Commercial Fishing-Related Property You Own or Have an Interest In. If you own or have an interest in farmland, list it in Part 1. 46. Do you own or have any legal or equitable interest in any farm- or commercial fishing-related property? No. Go to Part 7. Yes. Go to line 47. Part 7: Describe All Property You Own or Have an Interest in That You Did Not List Above 53. Do you have other property of any kind you did not already list? Examples: Season tickets, country club membership No Yes. Give specific information......... 54. Add the dollar value of all of your entries from Part 7. Write that number here .................................... $0.00 Official Form 106A/B Schedule A/B: Property page 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 16 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 8: List the Totals of Each Part of this Form 55. Part 1: Total real estate, line 2 ...................................................................................................................... $42,000.00 56. Part 2: Total vehicles, line 5 $48,250.00 57. Part 3: Total personal and household items, line 15 $6,350.00 58. Part 4: Total financial assets, line 36 $550.00 59. Part 5: Total business-related property, line 45 $0.00 60. Part 6: Total farm- and fishing-related property, line 52 $0.00 61. Part 7: Total other property not listed, line 54 + $0.00 62. Total personal property. Add lines 56 through 61... $55,150.00 Copy personal property total $55,150.00 63. Total of all property on Schedule A/B. Add line 55 + line 62 $97,150.00 Official Form 106A/B Schedule A/B: Property page 7 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 17 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106C Schedule C: The Property You Claim as Exempt 4/16 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. Using the property you listed on Schedule A/B: Property (Official Form 106A/B) as your source, list the property that you claim as exempt. If more space is needed, fill out and attach to this page as many copies of Part 2: Additional Page as necessary. On the top of any additional pages, write your name and case number (if known). For each item of property you claim as exempt, you must specify the amount of the exemption you claim. One way of doing so is to state a specific dollar amount as exempt. Alternatively, you may claim the full fair market value of the property being exempted up to the amount of any applicable statutory limit. Some exemptions—such as those for health aids, rights to receive certain benefits, and tax-exempt retirement funds—may be unlimited in dollar amount. However, if you claim an exemption of 100% of fair market value under a law that limits the exemption to a particular dollar amount and the value of the property is determined to exceed that amount, your exemption would be limited to the applicable statutory amount. Part 1: Identify the Property You Claim as Exempt 1. Which set of exemptions are you claiming? Check one only, even if your spouse is filing with you. You are claiming state and federal nonbankruptcy exemptions. 11 U.S.C. § 522(b)(3) You are claiming federal exemptions. 11 U.S.C. § 522(b)(2) 2. For any property you list on Schedule A/B that you claim as exempt, fill in the information below. Brief description of the property and line on Current value of the Amount of the exemption you claim Specific laws that allow exemption Schedule A/B that lists this property portion you own Copy the value from Check only one box for each exemption. Schedule A/B 1700 34th AVe North Birmingham, AL $42,000.00 $15,000.00 Ala. Code §§ 6-10-2, 6-10-3, 35207-4238 Jefferson County 6-10-4; Const. Art. X, § 205 Line from Schedule A/B: 1.1 100% of fair market value, up to any applicable statutory limit furniture & appliances $6,000.00 $6,000.00 Ala. Code § 6-10-6 Line from Schedule A/B: 6.1 100% of fair market value, up to any applicable statutory limit clothing $350.00 $350.00 Ala. Code § 6-10-6 Line from Schedule A/B: 11.1 100% of fair market value, up to any applicable statutory limit cash $25.00 $25.00 Ala. Code § 6-10-6 Line from Schedule A/B: 16.1 100% of fair market value, up to any applicable statutory limit America First CU bank Checking and $350.00 $350.00 Ala. Code § 6-10-6 Savings Line from Schedule A/B: 17.1 100% of fair market value, up to any applicable statutory limit Official Form 106C Schedule C: The Property You Claim as Exempt page 1 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 18 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 3. Are you claiming a homestead exemption of more than $160,375? (Subject to adjustment on 4/01/19 and every 3 years after that for cases filed on or after the date of adjustment.) No Yes. Did you acquire the property covered by the exemption within 1,215 days before you filed this case? No Yes Official Form 106C Schedule C: The Property You Claim as Exempt page 2 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 19 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106D Schedule D: Creditors Who Have Claims Secured by Property 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, copy the Additional Page, fill it out, number the entries, and attach it to this form. On the top of any additional pages, write your name and case number (if known). 1. Do any creditors have claims secured by your property? No. Check this box and submit this form to the court with your other schedules. You have nothing else to report on this form. Yes. Fill in all of the information below. Part 1: List All Secured Claims Column A Column B Column C 2. List all secured claims. If a creditor has more than one secured claim, list the creditor separately for each claim. If more than one creditor has a particular claim, list the other creditors in Part 2. As Amount of claim Value of collateral Unsecured much as possible, list the claims in alphabetical order according to the creditor's name. Do not deduct the that supports this portion value of collateral. claim If any Motormax Financial 2.1 $1,950.55 $6,375.00 $0.00 Services Describe the property that secures the claim: Creditor's Name 2006 Toyota Corolla S 115000 miles As of the date you file, the claim is: Check all that POB 468 apply. Columbus, GA 31902 Contingent Number, Street, City, State & Zip Code Unliquidated Disputed Who owes the debt? Check one. Nature of lien. Check all that apply. Debtor 1 only An agreement you made (such as mortgage or secured car loan) Debtor 2 only Debtor 1 and Debtor 2 only Statutory lien (such as tax lien, mechanic's lien) At least one of the debtors and another Judgment lien from a lawsuit Check if this claim relates to a Other (including a right to offset) Non-Purchase Money Security community debt Date debt was incurred Last 4 digits of account number 4397 2.2 Santander Consumer USA Describe the property that secures the claim: $21,767.00 $19,925.00 $0.00 Creditor's Name 2012 Toyota Tundra 84000 miles As of the date you file, the claim is: Check all that Po Box 961245 apply. Ft Worth, TX 76161 Contingent Number, Street, City, State & Zip Code Unliquidated Disputed Who owes the debt? Check one. Nature of lien. Check all that apply. Debtor 1 only An agreement you made (such as mortgage or secured car loan) Debtor 2 only Debtor 1 and Debtor 2 only Statutory lien (such as tax lien, mechanic's lien) At least one of the debtors and another Judgment lien from a lawsuit Check if this claim relates to a Other (including a right to offset) community debt Official Form 106D Schedule D: Creditors Who Have Claims Secured by Property page 1 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 20 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) First Name Middle Name Last Name Opened 10/15 Last Active Date debt was incurred 9/02/16 Last 4 digits of account number 1000 2.3 Wells Fargo Home Mor Describe the property that secures the claim: $51,865.62 $42,000.00 $9,865.62 Creditor's Name 1700 34th AVe North Birmingham, AL Written Correspondence 35207-4238 Jefferson County Resolutions As of the date you file, the claim is: Check all that Mac#2302-04e Pob 10335 apply. Des Moines, IA 50306 Contingent Number, Street, City, State & Zip Code Unliquidated Disputed Who owes the debt? Check one. Nature of lien. Check all that apply. Debtor 1 only An agreement you made (such as mortgage or secured car loan) Debtor 2 only Debtor 1 and Debtor 2 only Statutory lien (such as tax lien, mechanic's lien) At least one of the debtors and another Judgment lien from a lawsuit Check if this claim relates to a Other (including a right to offset) Mortgage community debt Opened 06/11 Last Active Date debt was incurred 7/05/16 Last 4 digits of account number 1818 Add the dollar value of your entries in Column A on this page. Write that number here: $75,583.17 If this is the last page of your form, add the dollar value totals from all pages. Write that number here: $75,583.17 Part 2: List Others to Be Notified for a Debt That You Already Listed Use this page only if you have others to be notified about your bankruptcy for a debt that you already listed in Part 1. For example, if a collection agency is trying to collect from you for a debt you owe to someone else, list the creditor in Part 1, and then list the collection agency here. Similarly, if you have more than one creditor for any of the debts that you listed in Part 1, list the additional creditors here. If you do not have additional persons to be notified for any debts in Part 1, do not fill out or submit this page. Official Form 106D Additional Page of Schedule D: Creditors Who Have Claims Secured by Property page 2 of 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 21 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106E/F Schedule E/F: Creditors Who Have Unsecured Claims 12/15 Be as complete and accurate as possible. Use Part 1 for creditors with PRIORITY claims and Part 2 for creditors with NONPRIORITY claims. List the other party to any executory contracts or unexpired leases that could result in a claim. Also list executory contracts on Schedule A/B: Property (Official Form 106A/B) and on Schedule G: Executory Contracts and Unexpired Leases (Official Form 106G). Do not include any creditors with partially secured claims that are listed in Schedule D: Creditors Who Have Claims Secured by Property. If more space is needed, copy the Part you need, fill it out, number the entries in the boxes on the left. Attach the Continuation Page to this page. If you have no information to report in a Part, do not file that Part. On the top of any additional pages, write your name and case number (if known). Part 1: List All of Your PRIORITY Unsecured Claims 1. Do any creditors have priority unsecured claims against you? No. Go to Part 2. Yes. 2. List all of your priority unsecured claims. If a creditor has more than one priority unsecured claim, list the creditor separately for each claim. For each claim listed, identify what type of claim it is. If a claim has both priority and nonpriority amounts, list that claim here and show both priority and nonpriority amounts. As much as possible, list the claims in alphabetical order according to the creditor's name. If you have more than two priority unsecured claims, fill out the Continuation Page of Part 1. If more than one creditor holds a particular claim, list the other creditors in Part 3. (For an explanation of each type of claim, see the instructions for this form in the instruction booklet.) Total claim Priority Nonpriority amount amount see Redacte d SS# on 2.1 Internal Revenue Service TCS Last 4 digits of account number petition Unknown $0.00 $0.00 Priority Creditor's Name insolvency When was the debt incurred? all pre-petition 801 Tom Martin Drive Birmingham, AL 35211 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Contingent Debtor 1 only Unliquidated Debtor 2 only Disputed Debtor 1 and Debtor 2 only Type of PRIORITY unsecured claim: At least one of the debtors and another Domestic support obligations Check if this claim is for a community debt Taxes and certain other debts you owe the government Is the claim subject to offset? Claims for death or personal injury while you were intoxicated No Other. Specify Wages, salaries, and commissions Yes Taxes Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 1 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com 24481 Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 22 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) see Redacte d SS# on 2.2 State of Ala Dept of Revenue Last 4 digits of account number petition Unknown $0.00 $0.00 Priority Creditor's Name POB 154 When was the debt incurred? all pre-petition due Montgomery, AL 36135-0001 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Contingent Debtor 1 only Unliquidated Debtor 2 only Disputed Debtor 1 and Debtor 2 only Type of PRIORITY unsecured claim: At least one of the debtors and another Domestic support obligations Check if this claim is for a community debt Taxes and certain other debts you owe the government Is the claim subject to offset? Claims for death or personal injury while you were intoxicated No Other. Specify Wages, salaries, and commissions Yes Taxes Part 2: List All of Your NONPRIORITY Unsecured Claims 3. Do any creditors have nonpriority unsecured claims against you? No. You have nothing to report in this part. Submit this form to the court with your other schedules. Yes. 4. List all of your nonpriority unsecured claims in the alphabetical order of the creditor who holds each claim. If a creditor has more than one nonpriority unsecured claim, list the creditor separately for each claim. For each claim listed, identify what type of claim it is. Do not list claims already included in Part 1. If more than one creditor holds a particular claim, list the other creditors in Part 3.If you have more than three nonpriority unsecured claims fill out the Continuation Page of Part 2. Total claim 4.1 Avante Last 4 digits of account number 7840 $50.00 Nonpriority Creditor's Name 3600 South Gessner When was the debt incurred? Ste 225 Houston, TX 77063 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Medical Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 2 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 23 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) 4.2 Capio Partners Llc Last 4 digits of account number 1826 $143.00 Nonpriority Creditor's Name Attn: Bankruptcy When was the debt incurred? Opened 05/16 Po Box 3498 Sherman, TX 75091 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Collection Attorney Baptist Medical Center - Yes Other. Specify Princ 4.3 Capital One Last 4 digits of account number 7610 $1,125.00 Nonpriority Creditor's Name Opened 08/12 Last Active Po Box 30285 When was the debt incurred? 9/05/16 Salt Lake City, UT 84130 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Credit Card 4.4 Diversified Consultant Last 4 digits of account number 1920 $87.00 Nonpriority Creditor's Name Dci When was the debt incurred? Opened 09/16 Po Box 551268 Jacksonville, FL 32255 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Collection Attorney At T Wireless Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 3 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 24 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) 4.5 Merchants Ad Last 4 digits of account number 4245 $222.00 Nonpriority Creditor's Name 56 N Florida St When was the debt incurred? Mobile, AL 36607 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Medical 4.6 Nephrology Associates Last 4 digits of account number 5286 $36.00 Nonpriority Creditor's Name 2700 Rogers Drive SUite 102 When was the debt incurred? Birmingham, AL 35209 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify 4.7 Princeton Baptist Medical Center Last 4 digits of account number 2647 $470.00 Nonpriority Creditor's Name P.O. Box 11407 When was the debt incurred? Birmingham, AL 35246-0206 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 4 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 25 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) 4.8 Princeton Baptist Medical Center Last 4 digits of account number 7652 $1,450.00 Nonpriority Creditor's Name P.O. Box 11407 When was the debt incurred? Birmingham, AL 35246-0206 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify 4.9 Quest Diagnostics Last 4 digits of account number 1291 $18.00 Nonpriority Creditor's Name PO Box 740777 When was the debt incurred? Cincinnati, OH 45274-0777 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify 4.1 0 RCG Princeton Last 4 digits of account number 8520 $966.00 Nonpriority Creditor's Name PO BOX 919214 When was the debt incurred? Dallas, TX 75391 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 5 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 26 of 51 Debtor 1 Johnie Lee Hudson Case number (if know) 4.1 1 Simon Williamson CLinic PC Last 4 digits of account number 0845 $163.00 Nonpriority Creditor's Name PO BOX 12366 When was the debt incurred? Birmingham, AL 35202-2366 Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply Who incurred the debt? Check one. Debtor 1 only Contingent Debtor 2 only Unliquidated Debtor 1 and Debtor 2 only Disputed At least one of the debtors and another Type of NONPRIORITY unsecured claim: Check if this claim is for a community Student loans debt Obligations arising out of a separation agreement or divorce that you did not Is the claim subject to offset? report as priority claims No Debts to pension or profit-sharing plans, and other similar debts Yes Other. Specify Part 3: List Others to Be Notified About a Debt That You Already Listed 5. Use this page only if you have others to be notified about your bankruptcy, for a debt that you already listed in Parts 1 or 2. For example, if a collection agency is trying to collect from you for a debt you owe to someone else, list the original creditor in Parts 1 or 2, then list the collection agency here. Similarly, if you have more than one creditor for any of the debts that you listed in Parts 1 or 2, list the additional creditors here. If you do not have additional persons to be notified for any debts in Parts 1 or 2, do not fill out or submit this page. Part 4: Add the Amounts for Each Type of Unsecured Claim 6. Total the amounts of certain types of unsecured claims. This information is for statistical reporting purposes only. 28 U.S.C. §159. Add the amounts for each type of unsecured claim. Total Claim 6a. Domestic support obligations 6a. $ 0.00 Total claims from Part 1 6b. Taxes and certain other debts you owe the government 6b. $ 0.00 6c. Claims for death or personal injury while you were intoxicated 6c. $ 0.00 6d. Other. Add all other priority unsecured claims. Write that amount here. 6d. $ 0.00 6e. Total Priority. Add lines 6a through 6d. 6e. $ 0.00 Total Claim 6f. Student loans 6f. $ 0.00 Total claims from Part 2 6g. Obligations arising out of a separation agreement or divorce that you did not report as priority claims 6g. $ 0.00 6h. Debts to pension or profit-sharing plans, and other similar debts 6h. $ 0.00 6i. Other. Add all other nonpriority unsecured claims. Write that amount 6i. here. $ 4,730.00 6j. Total Nonpriority. Add lines 6f through 6i. 6j. $ 4,730.00 Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 6 of 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 27 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106G Schedule G: Executory Contracts and Unexpired Leases 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, copy the additional page, fill it out, number the entries, and attach it to this page. On the top of any additional pages, write your name and case number (if known). 1. Do you have any executory contracts or unexpired leases? No. Check this box and file this form with the court with your other schedules. You have nothing else to report on this form. Yes. Fill in all of the information below even if the contacts of leases are listed on Schedule A/B:Property (Official Form 106 A/B). 2. List separately each person or company with whom you have the contract or lease. Then state what each contract or lease is for (for example, rent, vehicle lease, cell phone). See the instructions for this form in the instruction booklet for more examples of executory contracts and unexpired leases. Person or company with whom you have the contract or lease State what the contract or lease is for Name, Number, Street, City, State and ZIP Code 2.1 Name Number Street City State ZIP Code 2.2 Name Number Street City State ZIP Code 2.3 Name Number Street City State ZIP Code 2.4 Name Number Street City State ZIP Code 2.5 Name Number Street City State ZIP Code Official Form 106G Schedule G: Executory Contracts and Unexpired Leases Page 1 of 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 28 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106H Schedule H: Your Codebtors 12/15 Codebtors are people or entities who are also liable for any debts you may have. Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, copy the Additional Page, fill it out, and number the entries in the boxes on the left. Attach the Additional Page to this page. On the top of any Additional Pages, write your name and case number (if known). Answer every question. 1. Do you have any codebtors? (If you are filing a joint case, do not list either spouse as a codebtor. No Yes 2. Within the last 8 years, have you lived in a community property state or territory? (Community property states and territories include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, and Wisconsin.) No. Go to line 3. Yes. Did your spouse, former spouse, or legal equivalent live with you at the time? 3. In Column 1, list all of your codebtors. Do not include your spouse as a codebtor if your spouse is filing with you. List the person shown in line 2 again as a codebtor only if that person is a guarantor or cosigner. Make sure you have listed the creditor on Schedule D (Official Form 106D), Schedule E/F (Official Form 106E/F), or Schedule G (Official Form 106G). Use Schedule D, Schedule E/F, or Schedule G to fill out Column 2. Column 1: Your codebtor Column 2: The creditor to whom you owe the debt Name, Number, Street, City, State and ZIP Code Check all schedules that apply: 3.1 Schedule D, line Name Schedule E/F, line Schedule G, line Number Street City State ZIP Code 3.2 Schedule D, line Name Schedule E/F, line Schedule G, line Number Street City State ZIP Code Official Form 106H Schedule H: Your Codebtors Page 1 of 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 29 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson Debtor 2 (Spouse, if filing) United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number Check if this is: (If known) An amended filing A supplement showing postpetition chapter 13 income as of the following date: Official Form 106I MM / DD/ YYYY Schedule I: Your Income 12/15 Be as complete and accurate as possible. If two married people are filing together (Debtor 1 and Debtor 2), both are equally responsible for supplying correct information. If you are married and not filing jointly, and your spouse is living with you, include information about your spouse. If you are separated and your spouse is not filing with you, do not include information about your spouse. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question. Part 1: Describe Employment 1. Fill in your employment information. Debtor 1 Debtor 2 or non-filing spouse If you have more than one job, Employed Employed attach a separate page with Employment status Not employed Not employed information about additional employers. Occupation Include part-time, seasonal, or self-employed work. Employer's name Occupation may include student Employer's address or homemaker, if it applies. How long employed there? Part 2: Give Details About Monthly Income Estimate monthly income as of the date you file this form. If you have nothing to report for any line, write $0 in the space. Include your non-filing spouse unless you are separated. If you or your non-filing spouse have more than one employer, combine the information for all employers for that person on the lines below. If you need more space, attach a separate sheet to this form. For Debtor 1 For Debtor 2 or non-filing spouse List monthly gross wages, salary, and commissions (before all payroll 2. deductions). If not paid monthly, calculate what the monthly wage would be. 2. $ 0.00 $ N/A 3. Estimate and list monthly overtime pay. 3. +$ 0.00 +$ N/A 4. Calculate gross Income. Add line 2 + line 3. 4. $ 0.00 $ N/A Official Form 106I Schedule I: Your Income page 1 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 30 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) For Debtor 1 For Debtor 2 or non-filing spouse Copy line 4 here 4. $ 0.00 $ N/A 5. List all payroll deductions: 5a. Tax, Medicare, and Social Security deductions 5a. $ 0.00 $ N/A 5b. Mandatory contributions for retirement plans 5b. $ 0.00 $ N/A 5c. Voluntary contributions for retirement plans 5c. $ 0.00 $ N/A 5d. Required repayments of retirement fund loans 5d. $ 0.00 $ N/A 5e. Insurance 5e. $ 0.00 $ N/A 5f. Domestic support obligations 5f. $ 0.00 $ N/A 5g. Union dues 5g. $ 0.00 $ N/A 5h. Other deductions. Specify: 5h.+ $ 0.00 + $ N/A 6. Add the payroll deductions. Add lines 5a+5b+5c+5d+5e+5f+5g+5h. 6. $ 0.00 $ N/A 7. Calculate total monthly take-home pay. Subtract line 6 from line 4. 7. $ 0.00 $ N/A 8. List all other income regularly received: 8a. Net income from rental property and from operating a business, profession, or farm Attach a statement for each property and business showing gross receipts, ordinary and necessary business expenses, and the total monthly net income. 8a. $ 0.00 $ N/A 8b. Interest and dividends 8b. $ 0.00 $ N/A 8c. Family support payments that you, a non-filing spouse, or a dependent regularly receive Include alimony, spousal support, child support, maintenance, divorce settlement, and property settlement. 8c. $ 0.00 $ N/A 8d. Unemployment compensation 8d. $ 0.00 $ N/A 8e. Social Security 8e. $ 0.00 $ N/A 8f. Other government assistance that you regularly receive Include cash assistance and the value (if known) of any non-cash assistance that you receive, such as food stamps (benefits under the Supplemental Nutrition Assistance Program) or housing subsidies. Specify: 8f. $ 0.00 $ N/A 8g. Pension or retirement income 8g. $ 1,750.00 $ N/A 8h. Other monthly income. Specify: 8h.+ $ 0.00 + $ N/A 9. Add all other income. Add lines 8a+8b+8c+8d+8e+8f+8g+8h. 9. $ 1,750.00 $ N/A 10. Calculate monthly income. Add line 7 + line 9. 10. $ 1,750.00 + $ N/A = $ 1,750.00 Add the entries in line 10 for Debtor 1 and Debtor 2 or non-filing spouse. 11. State all other regular contributions to the expenses that you list in Schedule J. Include contributions from an unmarried partner, members of your household, your dependents, your roommates, and other friends or relatives. Do not include any amounts already included in lines 2-10 or amounts that are not available to pay expenses listed in Schedule J. Specify: 11. +$ 0.00 12. Add the amount in the last column of line 10 to the amount in line 11. The result is the combined monthly income. Write that amount on the Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data, if it applies 12. $ 1,750.00 Combined monthly income 13. Do you expect an increase or decrease within the year after you file this form? No. Yes. Explain: Official Form 106I Schedule I: Your Income page 2 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 31 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson Check if this is: An amended filing Debtor 2 A supplement showing postpetition chapter (Spouse, if filing) 13 expenses as of the following date: United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA MM / DD / YYYY Case number (If known) Official Form 106J Schedule J: Your Expenses 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, attach another sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question. Part 1: Describe Your Household 1. Is this a joint case? No. Go to line 2. Yes. Does Debtor 2 live in a separate household? No Yes. Debtor 2 must file Official Form 106J-2, Expenses for Separate Household of Debtor 2. 2. Do you have dependents? No Do not list Debtor 1 and Yes. Fill out this information for Dependent's relationship to Dependent's Does dependent Debtor 2. each dependent.............. Debtor 1 or Debtor 2 age live with you? Do not state the No dependents names. Yes No Yes No Yes No Yes 3. Do your expenses include No expenses of people other than yourself and your dependents? Yes Part 2: Estimate Your Ongoing Monthly Expenses Estimate your expenses as of your bankruptcy filing date unless you are using this form as a supplement in a Chapter 13 case to report expenses as of a date after the bankruptcy is filed. If this is a supplemental Schedule J, check the box at the top of the form and fill in the applicable date. Include expenses paid for with non-cash government assistance if you know the value of such assistance and have included it on Schedule I: Your Income (Official Form 106I.) Your expenses 4. The rental or home ownership expenses for your residence. Include first mortgage payments and any rent for the ground or lot. 4. $ 401.00 If not included in line 4: 4a. Real estate taxes 4a. $ 0.00 4b. Property, homeowner's, or renter's insurance 4b. $ 0.00 4c. Home maintenance, repair, and upkeep expenses 4c. $ 20.00 4d. Homeowner's association or condominium dues 4d. $ 0.00 5. Additional mortgage payments for your residence, such as home equity loans 5. $ 0.00 Official Form 106J Schedule J: Your Expenses page 1 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 32 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 6. Utilities: 6a. Electricity, heat, natural gas 6a. $ 125.00 6b. Water, sewer, garbage collection 6b. $ 38.00 6c. Telephone, cell phone, Internet, satellite, and cable services 6c. $ 0.00 6d. Other. Specify: cell 6d. $ 150.00 7. Food and housekeeping supplies 7. $ 200.00 8. Childcare and children's education costs 8. $ 0.00 9. Clothing, laundry, and dry cleaning 9. $ 40.00 10. Personal care products and services 10. $ 20.00 11. Medical and dental expenses 11. $ 90.00 12. Transportation. Include gas, maintenance, bus or train fare. Do not include car payments. 12. $ 200.00 13. Entertainment, clubs, recreation, newspapers, magazines, and books 13. $ 0.00 14. Charitable contributions and religious donations 14. $ 0.00 15. Insurance. Do not include insurance deducted from your pay or included in lines 4 or 20. 15a. Life insurance 15a. $ 0.00 15b. Health insurance 15b. $ 0.00 15c. Vehicle insurance 15c. $ 223.00 15d. Other insurance. Specify: 15d. $ 0.00 16. Taxes. Do not include taxes deducted from your pay or included in lines 4 or 20. Specify: car tags 16. $ 17.00 17. Installment or lease payments: 17a. Car payments for Vehicle 1 17a. $ 0.00 17b. Car payments for Vehicle 2 17b. $ 0.00 17c. Other. Specify: 17c. $ 0.00 17d. Other. Specify: 17d. $ 0.00 18. Your payments of alimony, maintenance, and support that you did not report as deducted from your pay on line 5, Schedule I, Your Income (Official Form 106I). 18. $ 0.00 19. Other payments you make to support others who do not live with you. $ 0.00 Specify: 19. 20. Other real property expenses not included in lines 4 or 5 of this form or on Schedule I: Your Income. 20a. Mortgages on other property 20a. $ 0.00 20b. Real estate taxes 20b. $ 0.00 20c. Property, homeowner's, or renter's insurance 20c. $ 0.00 20d. Maintenance, repair, and upkeep expenses 20d. $ 0.00 20e. Homeowner's association or condominium dues 20e. $ 0.00 21. Other: Specify: 21. +$ 0.00 22. Calculate your monthly expenses 22a. Add lines 4 through 21. $ 1,524.00 22b. Copy line 22 (monthly expenses for Debtor 2), if any, from Official Form 106J-2 $ 22c. Add line 22a and 22b. The result is your monthly expenses. $ 1,524.00 23. Calculate your monthly net income. 23a. Copy line 12 (your combined monthly income) from Schedule I. 23a. $ 1,750.00 23b. Copy your monthly expenses from line 22c above. 23b. -$ 1,524.00 23c. Subtract your monthly expenses from your monthly income. The result is your monthly net income. 23c. $ 226.00 24. Do you expect an increase or decrease in your expenses within the year after you file this form? For example, do you expect to finish paying for your car loan within the year or do you expect your mortgage payment to increase or decrease because of a modification to the terms of your mortgage? No. Yes. Explain here: Official Form 106J Schedule J: Your Expenses page 2 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 33 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 106Dec Declaration About an Individual Debtor's Schedules 12/15 If two married people are filing together, both are equally responsible for supplying correct information. You must file this form whenever you file bankruptcy schedules or amended schedules. Making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571. Sign Below Did you pay or agree to pay someone who is NOT an attorney to help you fill out bankruptcy forms? No Yes. Name of person Attach Bankruptcy Petition Preparer's Notice, Declaration, and Signature (Official Form 119) Under penalty of perjury, I declare that I have read the summary and schedules filed with this declaration and that they are true and correct. X /s/ Johnie Lee Hudson X Johnie Lee Hudson Signature of Debtor 2 Signature of Debtor 1 Date February 12, 2018 Date Official Form 106Dec Declaration About an Individual Debtor's Schedules Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 34 of 51 Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this is an amended filing Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy 4/16 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question. Part 1: Give Details About Your Marital Status and Where You Lived Before 1. What is your current marital status? Married Not married 2. During the last 3 years, have you lived anywhere other than where you live now? No Yes. List all of the places you lived in the last 3 years. Do not include where you live now. Debtor 1 Prior Address: Dates Debtor 1 Debtor 2 Prior Address: Dates Debtor 2 lived there lived there 3. Within the last 8 years, did you ever live with a spouse or legal equivalent in a community property state or territory? (Community property states and territories include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington and Wisconsin.) No Yes. Make sure you fill out Schedule H: Your Codebtors (Official Form 106H). Part 2 Explain the Sources of Your Income 4. Did you have any income from employment or from operating a business during this year or the two previous calendar years? Fill in the total amount of income you received from all jobs and all businesses, including part-time activities. If you are filing a joint case and you have income that you receive together, list it only once under Debtor 1. No Yes. Fill in the details. Debtor 1 Debtor 2 Sources of income Gross income Sources of income Gross income Check all that apply. (before deductions and Check all that apply. (before deductions exclusions) and exclusions) Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 35 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 5. Did you receive any other income during this year or the two previous calendar years? Include income regardless of whether that income is taxable. Examples of other income are alimony; child support; Social Security, unemployment, and other public benefit payments; pensions; rental income; interest; dividends; money collected from lawsuits; royalties; and gambling and lottery winnings. If you are filing a joint case and you have income that you received together, list it only once under Debtor 1. List each source and the gross income from each source separately. Do not include income that you listed in line 4. No Yes. Fill in the details. Debtor 1 Debtor 2 Sources of income Gross income from Sources of income Gross income Describe below. each source Describe below. (before deductions (before deductions and and exclusions) exclusions) For last calendar year: Retirement Income $37,045.00 (January 1 to December 31, 2017) For the calendar year before that: Retirement Income $36,689.00 (January 1 to December 31, 2016) Part 3: List Certain Payments You Made Before You Filed for Bankruptcy 6. Are either Debtor 1's or Debtor 2's debts primarily consumer debts? No. Neither Debtor 1 nor Debtor 2 has primarily consumer debts. Consumer debts are defined in 11 U.S.C. § 101(8) as "incurred by an individual primarily for a personal, family, or household purpose." During the 90 days before you filed for bankruptcy, did you pay any creditor a total of $6,425* or more? No. Go to line 7. Yes List below each creditor to whom you paid a total of $6,425* or more in one or more payments and the total amount you paid that creditor. Do not include payments for domestic support obligations, such as child support and alimony. Also, do not include payments to an attorney for this bankruptcy case. * Subject to adjustment on 4/01/19 and every 3 years after that for cases filed on or after the date of adjustment. Yes. Debtor 1 or Debtor 2 or both have primarily consumer debts. During the 90 days before you filed for bankruptcy, did you pay any creditor a total of $600 or more? No. Go to line 7. Yes List below each creditor to whom you paid a total of $600 or more and the total amount you paid that creditor. Do not include payments for domestic support obligations, such as child support and alimony. Also, do not include payments to an attorney for this bankruptcy case. Creditor's Name and Address Dates of payment Total amount Amount you Was this payment for ... paid still owe 7. Within 1 year before you filed for bankruptcy, did you make a payment on a debt you owed anyone who was an insider? Insiders include your relatives; any general partners; relatives of any general partners; partnerships of which you are a general partner; corporations of which you are an officer, director, person in control, or owner of 20% or more of their voting securities; and any managing agent, including one for a business you operate as a sole proprietor. 11 U.S.C. § 101. Include payments for domestic support obligations, such as child support and alimony. No Yes. List all payments to an insider. Insider's Name and Address Dates of payment Total amount Amount you Reason for this payment paid still owe Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 36 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 8. Within 1 year before you filed for bankruptcy, did you make any payments or transfer any property on account of a debt that benefited an insider? Include payments on debts guaranteed or cosigned by an insider. No Yes. List all payments to an insider Insider's Name and Address Dates of payment Total amount Amount you Reason for this payment paid still owe Include creditor's name Part 4: Identify Legal Actions, Repossessions, and Foreclosures 9. Within 1 year before you filed for bankruptcy, were you a party in any lawsuit, court action, or administrative proceeding? List all such matters, including personal injury cases, small claims actions, divorces, collection suits, paternity actions, support or custody modifications, and contract disputes. No Yes. Fill in the details. Case title Nature of the case Court or agency Status of the case Case number 10. Within 1 year before you filed for bankruptcy, was any of your property repossessed, foreclosed, garnished, attached, seized, or levied? Check all that apply and fill in the details below. No. Go to line 11. Yes. Fill in the information below. Creditor Name and Address Describe the Property Date Value of the property Explain what happened 11. Within 90 days before you filed for bankruptcy, did any creditor, including a bank or financial institution, set off any amounts from your accounts or refuse to make a payment because you owed a debt? No Yes. Fill in the details. Creditor Name and Address Describe the action the creditor took Date action was Amount taken 12. Within 1 year before you filed for bankruptcy, was any of your property in the possession of an assignee for the benefit of creditors, a court-appointed receiver, a custodian, or another official? No Yes Part 5: List Certain Gifts and Contributions 13. Within 2 years before you filed for bankruptcy, did you give any gifts with a total value of more than $600 per person? No Yes. Fill in the details for each gift. Gifts with a total value of more than $600 Describe the gifts Dates you gave Value per person the gifts Person to Whom You Gave the Gift and Address: 14. Within 2 years before you filed for bankruptcy, did you give any gifts or contributions with a total value of more than $600 to any charity? No Yes. Fill in the details for each gift or contribution. Gifts or contributions to charities that total Describe what you contributed Dates you Value more than $600 contributed Charity's Name Address (Number, Street, City, State and ZIP Code) Part 6: List Certain Losses 15. Within 1 year before you filed for bankruptcy or since you filed for bankruptcy, did you lose anything because of theft, fire, other disaster, Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 3 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 37 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) or gambling? No Yes. Fill in the details. Describe the property you lost and Describe any insurance coverage for the loss Date of your Value of property how the loss occurred loss lost Include the amount that insurance has paid. List pending insurance claims on line 33 of Schedule A/B: Property. Part 7: List Certain Payments or Transfers 16. Within 1 year before you filed for bankruptcy, did you or anyone else acting on your behalf pay or transfer any property to anyone you consulted about seeking bankruptcy or preparing a bankruptcy petition? Include any attorneys, bankruptcy petition preparers, or credit counseling agencies for services required in your bankruptcy. No Yes. Fill in the details. Person Who Was Paid Description and value of any property Date payment Amount of Address transferred or transfer was payment Email or website address made Person Who Made the Payment, if Not You Brent W. Davis& Associates, L.L.C. See Compensation Statement of Attorney day of the $0.00 2700 Rogers Drive, Suite 106 For Debtor for amount paid prior to filing. filing of this Homewood, AL 35209-2055 case 17. Within 1 year before you filed for bankruptcy, did you or anyone else acting on your behalf pay or transfer any property to anyone who promised to help you deal with your creditors or to make payments to your creditors? Do not include any payment or transfer that you listed on line 16. No Yes. Fill in the details. Person Who Was Paid Description and value of any property Date payment Amount of Address transferred or transfer was payment made 18. Within 2 years before you filed for bankruptcy, did you sell, trade, or otherwise transfer any property to anyone, other than property transferred in the ordinary course of your business or financial affairs? Include both outright transfers and transfers made as security (such as the granting of a security interest or mortgage on your property). Do not include gifts and transfers that you have already listed on this statement. No Yes. Fill in the details. Person Who Received Transfer Description and value of Describe any property or Date transfer was Address property transferred payments received or debts made paid in exchange Person's relationship to you 19. Within 10 years before you filed for bankruptcy, did you transfer any property to a self-settled trust or similar device of which you are a beneficiary? (These are often called asset-protection devices.) No Yes. Fill in the details. Name of trust Description and value of the property transferred Date Transfer was made Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 4 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 38 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 8: List of Certain Financial Accounts, Instruments, Safe Deposit Boxes, and Storage Units 20. Within 1 year before you filed for bankruptcy, were any financial accounts or instruments held in your name, or for your benefit, closed, sold, moved, or transferred? Include checking, savings, money market, or other financial accounts; certificates of deposit; shares in banks, credit unions, brokerage houses, pension funds, cooperatives, associations, and other financial institutions. No Yes. Fill in the details. Name of Financial Institution and Last 4 digits of Type of account or Date account was Last balance Address (Number, Street, City, State and ZIP account number instrument closed, sold, before closing or Code) moved, or transfer transferred 21. Do you now have, or did you have within 1 year before you filed for bankruptcy, any safe deposit box or other depository for securities, cash, or other valuables? No Yes. Fill in the details. Name of Financial Institution Who else had access to it? Describe the contents Do you still Address (Number, Street, City, State and ZIP Code) Address (Number, Street, City, have it? State and ZIP Code) 22. Have you stored property in a storage unit or place other than your home within 1 year before you filed for bankruptcy? No Yes. Fill in the details. Name of Storage Facility Who else has or had access Describe the contents Do you still Address (Number, Street, City, State and ZIP Code) to it? have it? Address (Number, Street, City, State and ZIP Code) Part 9: Identify Property You Hold or Control for Someone Else 23. Do you hold or control any property that someone else owns? Include any property you borrowed from, are storing for, or hold in trust for someone. No Yes. Fill in the details. Owner's Name Where is the property? Describe the property Value Address (Number, Street, City, State and ZIP Code) (Number, Street, City, State and ZIP Code) Part 10: Give Details About Environmental Information For the purpose of Part 10, the following definitions apply: Environmental law means any federal, state, or local statute or regulation concerning pollution, contamination, releases of hazardous or toxic substances, wastes, or material into the air, land, soil, surface water, groundwater, or other medium, including statutes or regulations controlling the cleanup of these substances, wastes, or material. Site means any location, facility, or property as defined under any environmental law, whether you now own, operate, or utilize it or used to own, operate, or utilize it, including disposal sites. Hazardous material means anything an environmental law defines as a hazardous waste, hazardous substance, toxic substance, hazardous material, pollutant, contaminant, or similar term. Report all notices, releases, and proceedings that you know about, regardless of when they occurred. 24. Has any governmental unit notified you that you may be liable or potentially liable under or in violation of an environmental law? No Yes. Fill in the details. Name of site Governmental unit Environmental law, if you Date of notice Address (Number, Street, City, State and ZIP Code) Address (Number, Street, City, State and know it ZIP Code) Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 5 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 39 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 25. Have you notified any governmental unit of any release of hazardous material? No Yes. Fill in the details. Name of site Governmental unit Environmental law, if you Date of notice Address (Number, Street, City, State and ZIP Code) Address (Number, Street, City, State and know it ZIP Code) 26. Have you been a party in any judicial or administrative proceeding under any environmental law? Include settlements and orders. No Yes. Fill in the details. Case Title Court or agency Nature of the case Status of the Case Number Name case Address (Number, Street, City, State and ZIP Code) Part 11: Give Details About Your Business or Connections to Any Business 27. Within 4 years before you filed for bankruptcy, did you own a business or have any of the following connections to any business? A sole proprietor or self-employed in a trade, profession, or other activity, either full-time or part-time A member of a limited liability company (LLC) or limited liability partnership (LLP) A partner in a partnership An officer, director, or managing executive of a corporation An owner of at least 5% of the voting or equity securities of a corporation No. None of the above applies. Go to Part 12. Yes. Check all that apply above and fill in the details below for each business. Business Name Describe the nature of the business Employer Identification number Address Do not include Social Security number or ITIN. (Number, Street, City, State and ZIP Code) Name of accountant or bookkeeper Dates business existed 28. Within 2 years before you filed for bankruptcy, did you give a financial statement to anyone about your business? Include all financial institutions, creditors, or other parties. No Yes. Fill in the details below. Name Date Issued Address (Number, Street, City, State and ZIP Code) Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 6 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 40 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Part 12: Sign Below I have read the answers on this Statement of Financial Affairs and any attachments, and I declare under penalty of perjury that the answers are true and correct. I understand that making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571. /s/ Johnie Lee Hudson Johnie Lee Hudson Signature of Debtor 2 Signature of Debtor 1 Date February 12, 2018 Date Did you attach additional pages to Your Statement of Financial Affairs for Individuals Filing for Bankruptcy (Official Form 107)? No Yes Did you pay or agree to pay someone who is not an attorney to help you fill out bankruptcy forms? No Yes. Name of Person. Attach the Bankruptcy Petition Preparer's Notice, Declaration, and Signature (Official Form 119). Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 7 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 41 of 51 Fill in this information to identify your case: Check as directed in lines 17 and 21: Debtor 1 Johnie Lee Hudson According to the calculations required by this Statement: Debtor 2 1. Disposable income is not determined under (Spouse, if filing) 11 U.S.C. § 1325(b)(3). United States Bankruptcy Court for the: Northern District of Alabama 2. Disposable income is determined under 11 U.S.C. § 1325(b)(3). Case number (if known) 3. The commitment period is 3 years. 4. The commitment period is 5 years. Check if this is an amended filing Official Form 122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for being accurate. If more space is needed, attach a separate sheet to this form. Include the line number to which the additional information applies. On the top of any additional pages, write your name and case number (if known). Part 1: Calculate Your Average Monthly Income 1. What is your marital and filing status? Check one only. Not married. Fill out Column A, lines 2-11. Married. Fill out both Columns A and B, lines 2-11. Fill in the average monthly income that you received from all sources, derived during the 6 full months before you file this bankruptcy case. 11 U.S.C. § 101(10A). For example, if you are filing on September 15, the 6-month period would be March 1 through August 31. If the amount of your monthly income varied during the 6 months, add the income for all 6 months and divide the total by 6. Fill in the result. Do not include any income amount more than once. For example, if both spouses own the same rental property, put the income from that property in one column only. If you have nothing to report for any line, write $0 in the space. Column A Column B Debtor 1 Debtor 2 or non-filing spouse 2. Your gross wages, salary, tips, bonuses, overtime, and commissions (before all payroll deductions). $ 0.00 $ 3. Alimony and maintenance payments. Do not include payments from a spouse if Column B is filled in. $ 0.00 $ 4. All amounts from any source which are regularly paid for household expenses of you or your dependents, including child support. Include regular contributions from an unmarried partner, members of your household, your dependents, parents, and roommates. Do not include payments from a spouse. Do not include payments you listed on line 3. $ 0.00 $ 5. Net income from operating a business, profession, or farm Debtor 1 Gross receipts (before all deductions) $ 0.00 Ordinary and necessary operating expenses -$ 0.00 Net monthly income from a business, profession, or farm $ 0.00 Copy here -> $ 0.00 $ 6. Net income from rental and other real property Debtor 1 Gross receipts (before all deductions) $ 0.00 Ordinary and necessary operating expenses -$ 0.00 Net monthly income from rental or other real property $ 0.00 Copy here -> $ 0.00 $ Official Form 122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 42 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) Column A Column B Debtor 1 Debtor 2 or non-filing spouse $ 0.00 $ 7. Interest, dividends, and royalties 8. Unemployment compensation $ 0.00 $ Do not enter the amount if you contend that the amount received was a benefit under the Social Security Act. Instead, list it here: For you $ 0.00 For your spouse $ 9. Pension or retirement income. Do not include any amount received that was a benefit under the Social Security Act. $ 1,750.00 $ 10. Income from all other sources not listed above. Specify the source and amount. Do not include any benefits received under the Social Security Act or payments received as a victim of a war crime, a crime against humanity, or international or domestic terrorism. If necessary, list other sources on a separate page and put the total below. $ 0.00 $ $ 0.00 $ Total amounts from separate pages, if any. + $ 0.00 $ 11. Calculate your total average monthly income. Add lines 2 through 10 for each column. Then add the total for Column A to the total for Column B. $ 1,750.00 + $ = $ 1,750.00 Total average monthly income Part 2: Determine How to Measure Your Deductions from Income 12. Copy your total average monthly income from line 11. $ 1,750.00 13. Calculate the marital adjustment. Check one: You are not married. Fill in 0 below. You are married and your spouse is filing with you. Fill in 0 below. You are married and your spouse is not filing with you. Fill in the amount of the income listed in line 11, Column B, that was NOT regularly paid for the household expenses of you or your dependents, such as payment of the spouse's tax liability or the spouse's support of someone other than you or your dependents. Below, specify the basis for excluding this income and the amount of income devoted to each purpose. If necessary, list additional adjustments on a separate page. If this adjustment does not apply, enter 0 below. $ $ +$ Total $ 0.00 Copy here=> - 0.00 14. Your current monthly income. Subtract line 13 from line 12. $ 1,750.00 15. Calculate your current monthly income for the year. Follow these steps: 15a. Copy line 14 here=> $ 1,750.00 Multiply line 15a by 12 (the number of months in a year). x 12 15b. The result is your current monthly income for the year for this part of the form. ........................................... $ 21,000.00 Official Form 122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 43 of 51 Debtor 1 Johnie Lee Hudson Case number (if known) 16. Calculate the median family income that applies to you. Follow these steps: 16a. Fill in the state in which you live. AL 16b. Fill in the number of people in your household. 1 16c. Fill in the median family income for your state and size of household. $ 45,432.00 To find a list of applicable median income amounts, go online using the link specified in the separate instructions for this form. This list may also be available at the bankruptcy clerk's office. 17. How do the lines compare? 17a. Line 15b is less than or equal to line 16c. On the top of page 1 of this form, check box 1, Disposable income is not determined under 11 U.S.C. § 1325(b)(3). Go to Part 3. Do NOT fill out Calculation of Your Disposable Income (Official Form 122C-2). 17b. Line 15b is more than line 16c. On the top of page 1 of this form, check box 2, Disposable income is determined under 11 U.S.C. § 1325(b)(3). Go to Part 3 and fill out Calculation of Your Disposable Income (Official Form 122C-2). On line 39 of that form, copy your current monthly income from line 14 above. Part 3: Calculate Your Commitment Period Under 11 U.S.C. § 1325(b)(4) 18. Copy your total average monthly income from line 11. $ 1,750.00 19. Deduct the marital adjustment if it applies. If you are married, your spouse is not filing with you, and you contend that calculating the commitment period under 11 U.S.C. § 1325(b)(4) allows you to deduct part of your spouse's income, copy the amount from line 13. 19a. If the marital adjustment does not apply, fill in 0 on line 19a. -$ 0.00 19b. Subtract line 19a from line 18. $ 1,750.00 20. Calculate your current monthly income for the year. Follow these steps: 20a. Copy line 19b $ 1,750.00 Multiply by 12 (the number of months in a year). x 12 20b. The result is your current monthly income for the year for this part of the form $ 21,000.00 20c. Copy the median family income for your state and size of household from line 16c $ 45,432.00 21. How do the lines compare? Line 20b is less than line 20c. Unless otherwise ordered by the court, on the top of page 1 of this form, check box 3, The commitment period is 3 years. Go to Part 4. Line 20b is more than or equal to line 20c. Unless otherwise ordered by the court, on the top of page 1 of this form, check box 4, The commitment period is 5 years. Go to Part 4. Part 4: Sign Below By signing here, under penalty of perjury I declare that the information on this statement and in any attachments is true and correct. X /s/ Johnie Lee Hudson Johnie Lee Hudson Signature of Debtor 1 Date February 12, 2018 MM / DD / YYYY If you checked 17a, do NOT fill out or file Form 122C-2. If you checked 17b, fill out Form 122C-2 and file it with this form. On line 39 of that form, copy your current monthly income from line 14 above. Official Form 122C-1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 3 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 44 of 51 Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) Chapter 7: Liquidation This notice is for you if: $245 filing fee You are an individual filing for bankruptcy, and $75 administrative fee Your debts are primarily consumer debts. + $15 trustee surcharge Consumer debts are defined in 11 U.S.C. § 101(8) as "incurred by an individual $335 total fee primarily for a personal, family, or household purpose." Chapter 7 is for individuals who have financial difficulty preventing them from paying their debts and who are willing to allow their nonexempt The types of bankruptcy that are available to property to be used to pay their creditors. The individuals primary purpose of filing under chapter 7 is to have your debts discharged. The bankruptcy discharge Individuals who meet the qualifications may file under relieves you after bankruptcy from having to pay one of four different chapters of Bankruptcy Code: many of your pre-bankruptcy debts. Exceptions exist for particular debts, and liens on property may still Chapter 7 - Liquidation be enforced after discharge. For example, a creditor may have the right to foreclose a home mortgage or Chapter 11 - Reorganization repossess an automobile. Chapter 12 - Voluntary repayment plan However, if the court finds that you have committed for family farmers or certain kinds of improper conduct described in the fishermen Bankruptcy Code, the court may deny your discharge. Chapter 13 - Voluntary repayment plan for individuals with regular You should know that even if you file chapter 7 and income you receive a discharge, some debts are not discharged under the law. Therefore, you may still be responsible to pay: You should have an attorney review your decision to file for bankruptcy and the choice of most taxes; chapter. most student loans; domestic support and property settlement obligations; Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 1 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 45 of 51 most fines, penalties, forfeitures, and criminal your income is more than the median income for your restitution obligations; and state of residence and family size, depending on the results of the Means Test, the U.S. trustee, bankruptcy certain debts that are not listed in your bankruptcy administrator, or creditors can file a motion to dismiss papers. your case under § 707(b) of the Bankruptcy Code. If a motion is filed, the court will decide if your case should You may also be required to pay debts arising from: be dismissed. To avoid dismissal, you may choose to proceed under another chapter of the Bankruptcy fraud or theft; Code. fraud or defalcation while acting in breach of If you are an individual filing for chapter 7 bankruptcy, fiduciary capacity; the trustee may sell your property to pay your debts, subject to your right to exempt the property or a portion intentional injuries that you inflicted; and of the proceeds from the sale of the property. The property, and the proceeds from property that your death or personal injury caused by operating a bankruptcy trustee sells or liquidates that you are motor vehicle, vessel, or aircraft while intoxicated entitled to, is called exempt property. Exemptions may from alcohol or drugs. enable you to keep your home, a car, clothing, and household items or to receive some of the proceeds if If your debts are primarily consumer debts, the court the property is sold. can dismiss your chapter 7 case if it finds that you have enough income to repay creditors a certain amount. Exemptions are not automatic. To exempt property, You must file Chapter 7 Statement of Your Current you must list it on Schedule C: The Property You Claim Monthly Income (Official Form 122A–1) if you are an as Exempt (Official Form 106C). If you do not list the individual filing for bankruptcy under chapter 7. This property, the trustee may sell it and pay all of the form will determine your current monthly income and proceeds to your creditors. compare whether your income is more than the median income that applies in your state. If your income is not above the median for your state, you will not have to complete the other chapter 7 form, Chapter 11: Reorganization the Chapter 7 Means Test Calculation (Official Form 122A–2). $1,167 filing fee If your income is above the median for your state, you must file a second form —the Chapter 7 Means Test + $550 administrative fee Calculation (Official Form 122A–2). The calculations on $1,717 total fee the form— sometimes called the Means Test—deduct from your income living expenses and payments on Chapter 11 is often used for reorganizing a business, certain debts to determine any amount available to pay but is also available to individuals. The provisions of unsecured creditors. If chapter 11 are too complicated to summarize briefly. Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 2 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 46 of 51 Read These Important Warnings Because bankruptcy can have serious long-term financial and legal consequences, including loss of your property, you should hire an attorney and carefully consider all of your options before you file. Only an attorney can give you legal advice about what can happen as a result of filing for bankruptcy and what your options are. If you do file for bankruptcy, an attorney can help you fill out the forms properly and protect you, your family, your home, and your possessions. Although the law allows you to represent yourself in bankruptcy court, you should understand that many people find it difficult to represent themselves successfully. The rules are technical, and a mistake or inaction may harm you. If you file without an attorney, you are still responsible for knowing and following all of the legal requirements. You should not file for bankruptcy if you are not eligible to file or if you do not intend to file the necessary documents. Bankruptcy fraud is a serious crime; you could be fined and imprisoned if you commit fraud in your bankruptcy case. Making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571. Under chapter 13, you must file with the court a plan Chapter 12: Repayment plan for family to repay your creditors all or part of the money that farmers or fishermen you owe them, usually using your future earnings. If the court approves your plan, the court will allow you to repay your debts, as adjusted by the plan, within 3 $200 filing fee years or 5 years, depending on your income and other + $75 administrative fee factors. $275 total fee After you make all the payments under your plan, Similar to chapter 13, chapter 12 permits family farmers many of your debts are discharged. The debts that are and fishermen to repay their debts over a period of time not discharged and that you may still be responsible to using future earnings and to discharge some debts that pay include: are not paid. domestic support obligations, most student loans, Chapter 13: Repayment plan for individuals with regular certain taxes, income debts for fraud or theft, $235 filing fee debts for fraud or defalcation while acting in a + $75 administrative fee fiduciary capacity, $310 total fee most criminal fines and restitution obligations, Chapter 13 is for individuals who have regular income and would like to pay all or part of their debts in certain debts that are not listed in your installments over a period of time and to discharge bankruptcy papers, some debts that are not paid. You are eligible for chapter 13 only if your debts are not more than certain certain debts for acts that caused death or dollar amounts set forth in 11 U.S.C. § 109. personal injury, and certain long-term secured debts. Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 3 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 47 of 51 A married couple may file a bankruptcy case Warning: File Your Forms on Time together—called a joint case. If you file a joint case and each spouse lists the same mailing address on the Section 521(a)(1) of the Bankruptcy Code requires that bankruptcy petition, the bankruptcy court generally will you promptly file detailed information about your mail you and your spouse one copy of each notice, creditors, assets, liabilities, income, expenses and unless you file a statement with the court asking that general financial condition. The court may dismiss your each spouse receive separate copies. bankruptcy case if you do not file this information within the deadlines set by the Bankruptcy Code, the Understand which services you could receive from Bankruptcy Rules, and the local rules of the court. credit counseling agencies For more information about the documents and The law generally requires that you receive a credit their deadlines, go to: counseling briefing from an approved credit counseling http://www.uscourts.gov/bkforms/bankruptcy_form agency. 11 U.S.C. § 109(h). If you are filing a joint s.html#procedure. case, both spouses must receive the briefing. With limited exceptions, you must receive it within the 180 days before you file your bankruptcy petition. This Bankruptcy crimes have serious consequences briefing is usually conducted by telephone or on the Internet. If you knowingly and fraudulently conceal assets or make a false oath or statement under penalty In addition, after filing a bankruptcy case, you generally of perjury—either orally or in writing—in must complete a financial management instructional connection with a bankruptcy case, you may be course before you can receive a discharge. If you are fined, imprisoned, or both. filing a joint case, both spouses must complete the course. All information you supply in connection with a bankruptcy case is subject to examination by the You can obtain the list of agencies approved to provide Attorney General acting through the Office of the both the briefing and the instructional course from: U.S. Trustee, the Office of the U.S. Attorney, and http://justice.gov/ust/eo/hapcpa/ccde/cc_approved.html other offices and employees of the U.S. . Department of Justice. In Alabama and North Carolina, go to: Make sure the court has your mailing address http://www.uscourts.gov/FederalCourts/Bankruptcy/ BankruptcyResources/ApprovedCredit The bankruptcy court sends notices to the mailing AndDebtCounselors.aspx. address you list on Voluntary Petition for Individuals Filing for Bankruptcy (Official Form 101). To ensure If you do not have access to a computer, the clerk of that you receive information about your case, the bankruptcy court may be able to help you obtain Bankruptcy Rule 4002 requires that you notify the court the list. of any changes in your address. Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 4 Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 48 of 51 B2030 (Form 2030) (12/15) United States Bankruptcy Court Northern District of Alabama In re Johnie Lee Hudson Case No. Debtor(s) Chapter 13 DISCLOSURE OF COMPENSATION OF ATTORNEY FOR DEBTOR(S) 1. Pursuant to 11 U .S.C. § 329(a) and Fed. Bankr. P. 2016(b), I certify that I am the attorney for the above named debtor(s) and that compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for services rendered or to be rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as follows: For legal services, I have agreed to accept $ 3,250.00 Prior to the filing of this statement I have received $ 0.00 Balance Due $ 3,250.00 2. $ 0.00 of the filing fee has been paid. 3. The source of the compensation paid to me was: Debtor Other (specify): 4. The source of compensation to be paid to me is: Debtor Other (specify): 5. I have not agreed to share the above-disclosed compensation with any other person unless they are members and associates of my law firm. I have agreed to share the above-disclosed compensation with a person or persons who are not members or associates of my law firm. A copy of the agreement, together with a list of the names of the people sharing in the compensation is attached. 6. In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including: a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy; b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required; c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof; d. [Other provisions as needed] 7. By agreement with the debtor(s), the above-disclosed fee does not include the following service: Adversarial Proceedings or Appeals CERTIFICATION I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the debtor(s) in this bankruptcy proceeding. February 12, 2018 /s/ Brent W. Davis Date Brent W. Davis ASB-5320-I45B Signature of Attorney Brent W. Davis & Associates, L.L.C. 2700 Rogers Drive Suite 106 Birmingham, AL 35209-2055 205-989-1919 Fax: 1-866-825-8756 brent@brentwdavis.com Name of law firm Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 49 of 51 United States Bankruptcy Court Northern District of Alabama In re Johnie Lee Hudson Case No. Debtor(s) Chapter 13 VERIFICATION OF CREDITOR MATRIX The above-named Debtor hereby verifies that the attached list of creditors is true and correct to the best of his/her knowledge. Date: February 12, 2018 /s/ Johnie Lee Hudson Johnie Lee Hudson Signature of Debtor Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 50 of 51 } b k 1 { C r e d i t o A s M a x Motormax Financial Services Merchants Ad POB 468 56 N Florida St Columbus, GA 31902 Mobile, AL 36607 Santander Consumer USA Nephrology Associates Po Box 961245 2700 Rogers Drive SUite 102 Ft Worth, TX 76161 Birmingham, AL 35209 Wells Fargo Home Mor Princeton Baptist Medical Center Written Correspondence Resolutions P.O. Box 11407 Mac#2302-04e Pob 10335 Birmingham, AL 35246-0206 Des Moines, IA 50306 Internal Revenue Service TCS Quest Diagnostics insolvency PO Box 740777 801 Tom Martin Drive Cincinnati, OH 45274-0777 Birmingham, AL 35211 State of Ala Dept of Revenue RCG Princeton POB 154 PO BOX 919214 Montgomery, AL 36135-0001 Dallas, TX 75391 Avante Simon Williamson CLinic PC 3600 South Gessner PO BOX 12366 Ste 225 Birmingham, AL 35202-2366 Houston, TX 77063 Capio Partners Llc Attn: Bankruptcy Po Box 3498 Sherman, TX 75091 Capital One Po Box 30285 Salt Lake City, UT 84130 Diversified Consultant Dci Po Box 551268 Jacksonville, FL 32255 Case 18-00588-13 Doc 1 Filed 02/13/18 Entered 02/13/18 21:40:57 Desc Main Document Page 51 of 51

Chapter 13 Plan, and Request to Surrender Collateral. Filed by Debtor Johnie Lee Hudson.

IN THE UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ALABAMA Last | l ' ill in this information to icentiv \ OUT Casc: Debtor 1 Johnie Lee Hudson Name: First Middle Debtor 2 (Spouse, if filing) Name: First Middle Last Check if this is an amended plan D Amends plan dated: Part (s) amended: O Part 1 O Part 5 I Part 2 | Part 6 O Part 3 O Part 8 O Part 4 O Part 9 Case number: (If known) Failure to check a box identifying a Part amended hereby may render that amendment ineffective. Chapter 13 Plan Part 1: Notices To Debtor (s): This form sets out options that may be appropriate in some cases, but the presence of an option on the form does not indicate that the option is appropriate in your circumstances. Plans that do not comply with local rules, administrative orders, and judicial rulings may not be confirmable. In the following notice to creditors, you must check each box that applies. Your failure to check a box that applies renders that provision ineffective. To Creditors: Your rights may be affected by this plan. Your claim may be reduced, modified, or eliminated. You should read this plan carefully and discuss it with your attorney, if you have one in this bankruptcy case. If you do not have an attorney, you may wish to consult one. If you oppose the plan's treatment of your claim or any provision of this plan, you or your attorney must file an objection to confirmation at least 7 days before the confirmation hearing, unless otherwise ordered. The Bankruptcy Court may confirm this plan without further notice if no objection to confirmation is made. See Bankruptcy Rule 3015. In addition, a proper proof of claim must be filed in order to be paid under this plan. The following matters may be of particular importance to you. Debtor (s) must check each box that applies. Debtor (s) ' failure to check a box that applies renders that provision ineffective. O The plan seeks to limit the amount of a secured claim, as set out in Part 3, S 3. 2, which may result in a partial payment or no payment at all to the secured creditor. I The plan requests the avoidance of a judicial lien or nonpossessory, nonpurchase - money security interest as set out in Part 3, S 3. 4. O The plan sets out nonstandard provision (s) in Part 9. Part 2: Plan Payments and Length of Plan 2. 1 Debtor (s) will make regular payments to the trustee as follows: $ 225 per Month for 60 months Debtor (s) shall commence payments within thirty (30) days of the petition date. 2. 2 Regular payments to the trustee will be made from future income in the following manner (check all that apply): DED Debtor (s) will make payments pursuant to a payroll deduction. Debtor (s) request a payroll deduction be issued to Debtor (s) will make payments directly to the trustee. Other (specify method of payment) Chapter 13 Plan Page 1 Software Copyright (c) 1996 - 2017 Best Case, LLC - www. bestcase. com Best Case Bankruptcy Case 18 - 00588 - 13 Doc 2 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 11 Desc Main Document Page 1 of 5 Debtor Johnie Lee Hudson Case number Eff (12 / 01 / 2017) 2. 3 Income tax refunds and returns. Check one. Debtor (s) will retain any income tax refunds received during the plan term. Debtor (s) will supply the trustee with a copy of each income tax return filed during the plan term within 14 days of filing the return and will turn over to the trustee income tax refunds received during the plan term, if any. I DO Debtor (s) will treat income refunds as follows: Debtor (s) believe they are not required to file income tax returns and do not expect to receive tax refunds during the plan term. 2. 4 Additional payment (Check all that apply): None. If " None " is checked, the rest of $ 2. 4 need not be completed or reproduced. 2. 5 Adequate Protection Payments Any adequate protection payments shall be made as part of this plan; see Part 3 or Part 9 for details. The secured creditor must file a proof of claim in order to receive payment. Unless otherwise ordered, adequate protection payments through the trustee shall be made as funds are available after the proof of claim is properly filed. | Part 3: Treatment of Secured Claims 3. 1 Maintenance of payments and cure of defaults, if any, on long - term secured debts. Check one. Name of Creditor None. If " None " is checked, the rest of $ 3. 1 need not be completed or reproduced. Debtor (s) or trustee will maintain the current contractual installment payments on the secured claims listed below. These payments will be disbursed either by the trustee or paid directly by Debtor (s), as specified below. Any existing arrearage on a listed claim will be paid in full through disbursements by the trustee. Unless otherwise ordered, the amounts listed on a proof of claim, amended proof of claim, or notice of payment change control over any contrary amounts listed below as to the estimated amount of creditor's total claim, current installment payment, and arrearage. Collateral Estimated Current Amount of Months Monthly Fixed Monthly Fixed Amount of Installment Arrearage (if Included in Payment on Payment to Creditor's Payment any) Arrearage Arrearage Begin Total Claim (Including Escrow) 1700 34th Ave $ 51, 865. 62 $ 388. 00 | $ 5, 000. 00 54 $ 92. 59 | 8 / 2018 North Disbursed by: Birmingham, Trustee AL V ] Debtor (s) 35207 - 4238 Jefferson | County Wells Fargo Home Mor 3. 2 Request for valuation of security, claim modification, and hearing on valuation. Check one. V None. If " None " is checked, the rest of F 3. 2 need not be completed or reproduced. Secured claims excluded from 11U.S. C. 8 506 and fully secured claims. Check one. 3. 3 KO None. If " None " is checked, the rest of F 3. 3 need not be completed or reproduced. The claims listed below: 1. were incurred within 910 days before the petition date and secured by a purchase - money security interest in a motor vehicle acquired for the personal use of Debtor (s), or 2. were incurred within 1 year of the petition date and secured by a purchase - money security interest in any other thing of value, or 3. are fully secured. These claims will be paid in full under the plan with interest at the rate stated below. These payments will be disbursed by the trustee as specified below. Unless otherwise ordered, the amount stated on a proof of claim or amended proof of claim controls over any contrary amount listed below as to the estimated amount of the creditor's total claim, but the interest rate is controlled by the plan. Chapter 13 Plan Page 2 of 5 Best Case Bankruptcy Software Copyright (c) 1996 - 2017 Best Case, LLC - www. bestcase. com Case 18 - 00588 - 13 Doc 2 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 11 Desc Main Document Page 2 of 5 Debtor Johnie Lee Hudson Case number Eff (12 / 01 / 2017) Name of Creditor Value of Collateral | Interest Rate Monthly Adequate Protection Payment $ 0. 00 Monthly Fixed | | Monthly Fixed Payment to | Payment to Begin Creditor Estimated Collateral Amount of Creditor's Total Claim $ 1, 950. 55 | 2006 Toyota Corolla s 115000 miles $ 6, 375. 005. 25 % $ 40. 63 8 / 2018 Motormax Financial Services 3. 4 Section 522 (f) judicial lien and nonpossessory, nonpurchase - money ("Non - PPM") security interest avoidance. Check all that apply. V None. If " None " is checked, the rest of F 3. 4 need not be completed or reproduced. 3. 5 Surrender of collateral. Check one. D None. If " None " is checked, the rest of F 3. 5 need not be completed or reproduced. Debtor (s) elect to surrender to each creditor listed below the collateral that secures the creditor's claim. Debtor (s) request that upon confirmation of this plan, the stay under 11U.S. C. $ 362 (a) be terminated as to the collateral only and that the stay under 8 1301 be terminated in all respects. Any allowed unsecured claim resulting from the surrender of the collateral will be treated in Part 5 below. Name of Creditor | Santander Consumer USA Collateral 2012 Toyota Tundra 84000 miles Part 4: Treatment of Fees and Priority Claims 4. 1 General Trustee's fees will be paid in full. Except as set forth in 8 4. 5, allowed priority claims also will be paid in full, without interest. 4. 2 Chapter 13 case filing fee. Check one. V Debtor (s) intend to pay the Chapter 13 case filing fee through the plan. O Debtor (s) intend to pay the Chapter 13 case filing fee directly to the Clerk of Court. 4. 3 Attorney's fees. The total fee requested by Debtor (s) ' attorney is $ 3, 250. 00. The amount of the attorney fee paid prepetition is $ 0. 00. The balance of the fee owed to Debtor (s) ' attorney is $ 3, 250. 00, payable as follows (check one): V $ 200 at confirmation and $ 125 per month thereafter until paid in full, or D in accordance with any applicable administrative order regarding fees entered in the division where the case is pending. 4. 4 Priority claims other than attorney's fees and domestic support obligations. Check one. V None. If " None " is checked, the rest of $ 4. 4 need not be completed or reproduced. 4. 5 Domestic support obligations. Check one. Z None. If " None " is checked, the rest of F 4. 5 need not be completed or reproduced. Part 5: Treatment of Nonpriority Unsecured Claims 5. 1 Nonpriority unsecured claims not separately classified. Allowed nonpriority unsecured claims that are not separately classified will be paid pro rata. 5. 2 Percentage, Base, or Pot Plan. Check one. D 100 % Repayment Plan. This plan proposes to pay 100 % of each allowed nonpriority unsecured claim. Percentage Plan. This plan proposes to pay _ % of each allowed nonpriority unsecured claim. V Chapter 13 Plan Page 3 of 5 Best Case Bankruptcy Software Copyright (C) 1996 - 2017 Best Case, LLC - www. bestcase. com Case 18 - 00588 - 13 Doc 2 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 11 Desc Main Document Page 3 of 5 Debtor Johnie Lee Hudson Case number Eff (12 / 01 / 2017) Pot Plan. This plan proposes to pay $ 2, 461. 12, distributed pro rata to holders of allowed nonpriority unsecured claims. Base Plan. This plan proposes to pay $ _ to the trustee (plus any tax refunds, lawsuit proceeds, or additional payments pursuant to 88 2. 3 and 2. 4) . Holders of allowed nonpriority unsecured claims will receive the funds remaining, if any, after disbursements have been made to all other creditors provided for in this plan 5. 3 Interest on allowed nonpriority unsecured claims not separately classified. Check one. Z None. If " None " is checked, the rest of F 5. 3 need not be completed or reproduced. 5. 4 Maintenance of payments and cure of any default on long - term nonpriority unsecured claims. Check one. V None. If " None " is checked, the rest of F 5. 4 need not be completed or reproduced. 5. 5 Other separately classified nonpriority unsecured claims. Check one. V None. If " None " is checked, the rest of F 5. 5 need not be completed or reproduced. Part 6: Executory Contracts and Unexpired Leases 6. 1 The executory contracts and unexpired leases listed below are assumed, will be treated as specified, and any defaults cured. Check one. Z None. If " None " is checked, the rest of F 6. 1 need not be completed or reproduced. 6. 2 The executory contracts and unexpired leases listed below are rejected: - NONE Part 7: Sequence of Payments 7. 1 Unless otherwise ordered, the trustee will make the monthly payments required in Parts 3 through 6 in the sequence of payments set forth in the administrative order for the division in which this case is pending. Part 8: Vesting of Property of the Estate 8. 1 Property of the estate will vest in Debtor (s) (check one): V Upon plan confirmation. D Upon entry of Discharge Part 9: Nonstandard Plan Provisions None. If " None " is checked, the rest of Part 9 need not be completed or reproduced. Part 10: Signatures: Signature (s) of Debtor (s) required. Signature (s) of Debtor (s) (required): x Wu Date February 12, 2018 Johnie Lee Hudson Date Signature of Attorney for Debtor (s): Date February 12, 2018 Brent W. Davis ASB - 5320 - 145B 2700 Rogers Drive Chapter 13 Plan Page 4 of 5 Best Case Bankruptcy Software Copyright (C) 1996 - 2017 Best Case, LLC - www. bestcase. com Case 18 - 00588 - 13 Doc 2 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 11 Desc Main Document Page 4 of 5 Debtor Johnie Lee Hudson Case number Eff (12 / 01 / 2017) Suite 106 Birmingham, AL 35209 - 2055 205 - 989 - 1919 NamelAddress / Telephone / Attorney for Debtor (s): By filing this document, Debtor (s), if not represented by an attorney, or the Attorney for Debtor (s) certif (ies) that the wording and order of the provisions in this Chapter 13 plan are identical to those contained in this district's Local Form, other than any nonstandard provisions included in Part 9. Chapter 13 Plan Page 5 of 5 Best Case Bankruptcy Software Copyright (c) 1996 - 2017 Best Case, LLC - www. bestcase. com Case 18 - 00588 - 13 Doc 2 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 11 Desc Main Document Page 5 of 5

Application to Pay Filing Fee in Installments Through the Chapter 13 Trustee Assigned to the Case Filed by Debtor Johnie Lee Hudson

Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Check if this an amended filing B 103A Application for Individuals to Pay the Filing Fee in Installments 12/15 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. Part 1: Specify Your Proposed Payment Timetable 1. Which chapter of the Bankruptcy Code are Chapter 7 you choosing to file under? Chapter 11 Chapter 12 Chapter 13 2. You may apply to pay the filing fee in up to You propose to pay... four installments. Fill in the amounts you propose to pay and the dates you plan to pay them. Be sure all dates are business days. Then add the payments you propose With the filing of the petition to pay. 77.50 11/27/16 $ On or before this date......... MM / DD/ YYYY You must propose to pay the entire fee no later than 120 days after you file this $ 77.50 On or before this date........... 12/27/16 bankruptcy case. If the court approves your MM / DD/ YYYY application, the court will set your final $ 77.50 On or before this date........... 1/26/17 payment timetable. MM / DD/ YYYY + $ 77.50 On or before this date........... 2/25/17 MM / DD/ YYYY $ 310.00 Total Your total must equal the entire fee for the chapter you checked in line 1. Part 2: Sign Below By signing here, you state that you are unable to pay the full filing fee at once, that you want to pay the fee in installments, and that you understand that: • You must pay your entire filing fee before you make any more payments or transfer any more property to an attorney, bankruptcy petition preparer, or anyone else for services in connection with your bankruptcy case. You must pay the entire fee no later than 120 days after you first file for bankruptcy, unless the court later extends your deadline. Your • debts will not be discharged until your entire fee is paid. If you do not make any payment when it is due, your bankruptcy case may be dismissed, and your rights in other bankruptcy proceedings • may be affected. X /s/ Johnie Lee Hudson X X /s/ Brent W. Davis Johnie Lee Hudson Brent W. Davis ASB-5320-I45B Signature of Debtor 1 Signature of Debtor 2 Your attorney's name and signature, if you used one Date February 12, 2018 Date Date February 12, 2018 MM / DD / YYYY MM / DD / YYYY MM/ DD / YYYY B 103A (Official Form 103A) Application for Individuals to Pay the Filing Fee in Installments Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 3 Filed 02/13/18 Entered 02/13/18 21:42:22 Desc Main Document Page 1 of 2 Fill in this information to identify the case: Debtor 1 Johnie Lee Hudson First Name Middle Name Last Name Debtor 2 (Spouse if, filing) First Name Middle Name Last Name United States Bankruptcy Court for the: NORTHERN DISTRICT OF ALABAMA Case number (if known) Chapter filing under: Chapter 7 Chapter 11 Chapter 12 Chapter 13 Order Approving Payment of Filing Fee in Installments After considering the Application for Individuals to Pay the Filing Fee in Installments (Official Form 103A), the court orders that: The debtor(s) may pay the filing fee in installments on the terms proposed in the application. The debtor(s) must pay the filing fee according to the following terms: You must pay… On or before this date… $ Month / day / year $ Month / day / year $ Month / day / year + $ Month / day / year Total $ Until the filing fee is paid in full, the debtor(s) must not make any additional payment or transfer any additional property to an attorney or to anyone else for services in connection with this case. By the court: Month / day / year United States Bankruptcy Judge B 103A (Official Form 103A) Application for Individuals to Pay the Filing Fee in Installments Software Copyright (c) 1996-2017 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-13 Doc 3 Filed 02/13/18 Entered 02/13/18 21:42:22 Desc Main Document Page 2 of 2

Certificate of Credit Counseling for Debtor Filed by Debtor Johnie Lee Hudson.

Certificate Number: 20182121311 CERTIFICATE OF CREDIT COUNSELING I certify that on 02/12/2018, Johnie Hudson received from Abacus Credit Counseling, an agency approved pursuant to 11 U.S.C. § 111 to provide credit counseling in the Northern District of Alabama, an individual [or group] briefing that complied with the provisions of 11 U.S.C. §§ 109(h) and 111. A debt repayment plan was not prepared. If a debt repayment plan was prepared, a copy of the debt repayment plan is attached to this certificate. This counseling session was conducted by phone. Date: February 12, 2018 By: /s/Laura M Ahart Name: Laura M Ahart Title: Credit Counselor * Individuals who wish to file a bankruptcy case under title 11 of the United States Bankruptcy Code are required to file with the United States Bankruptcy Court a completed certificate of counseling from the nonprofit budget and credit counseling agency that provided the individual the counseling services and a copy of the debt repayment plan, if any, developed through the credit counseling agency. See 11 U.S.C. §§ 109(h) and 521(b). Case 18-00588-13 Doc 5 Filed 02/13/18 Entered 02/13/18 21:42:43 Desc Main Document Page 1 of 1

Employee Income Records Filed by Debtor Johnie Lee Hudson.

United States Bankruptcy Court Northern District of Alabama In re Johnie Lee Hudson Case No. Chapter Debtor (s) 13 PAYMENT ADVICES COVER SHEET UNDER 11U.S. C. S 521 (a) (1) (B) (iv) . I, Johnie Lee Hudson, declare under penalty of perjury that the foregoing is true and correct (CHECK ONE OF THESE BOXES): I have not been employed by any employer within the 60 days before the date of the filing of the petition. I was employed by an employer within 60 days before the date I filed my bankruptcy petition, but I have not received payment advices or other evidence of payment because D I have received payment advices or other evidence of payment within 60 days before the date I filed my bankruptcy petition from any employer, and they are attached. Date February 12, 2018 Signature UMU JJohnie Lee Hudson Debtor Software Copyright (C) 1996 - 2017 Best Case, LLC - www. bestcase. com Best Case Bankruptcy Case 18 - 00588 - 13 Doc 6 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 42: 54 Desc Main Document Page 1 of 1

Notice of Intent to Pay Chapter 13 Case Filing Fee through Chapter 13 Plan Filed by Debtor Johnie Lee Hudson.

| Fill in this information to identify your case: Debtor 1 Johnie Lee Hudson Debtor 2 (Spouse if, filing) United States Bankruptcy for the NORTHERN DISTRICT OF ALABAMA 16 - 04476 Case number (if known) Local Form 1006 - 1 (c) Notice of Intent to Pay Chapter 13 Case Filing Fee through Chapter 13 Plan By signing here, you state that you understand, acknowledge, and agree that: You have the option to pay your chapter 13 case filing fee installments directly to the Clerk of Court, but you have elected to pay the filing fee through your chapter 13 plan pursuant to Local Rule 1006 - 1 (c) . You must timely pay each installment of your chapter 13 case filing fee to the office of the standing chapter 13 trustee in the division where your case is filed in accordance with the terms of your chapter 13 plan and any order entered in respect of your application to pay the case filing fee in installments. If you do not timely make any payment when it is due, your bankruptcy case may be dismissed. Pursuant to 28U.S. C. 586, the chapter 13 trustee shall be entitled to collect a percentage fee (not to exceed ten percent) on any filing fee installment payments made through the office of the chapter 13 trustee. Unless the Court orders otherwise, if your case is dismissed before confirmation and before the chapter 13 trustee remits payment of your entire chapter 13 case filing fee to the Clerk of Court, the chapter 13 trustee shall apply any monies on hand on the date of dismissal in the following order: (1) the chapter 13 trustee shall remit payment to the Clerk of Court for the unpaid balance of the chapter 13 case filing fee; (2) the chapter 13 trustee shall apply the funds on hand to the trustee's costs of administration, including in payment of any percentage fee owed to the trustee in respect of the filing fee payments made by the trustee to the Clerk of Court; (3) the chapter 13 trustee shall pay any other administrative expenses approved to be paid by order of the Court; and (4) the remaining monies, if any, shall be disbursed to you. If your case is converted before the chapter 13 trustee remits payment of your entire chapter 13 case filing fee to the Clerk of Court, the chapter 13 trustee Shall return any monies on hand as of the date of conversion to you, and you will be responsible for paying the balance of the case fiting fee owed. x (Unu 8 daan Tohnie Lee Hudson Signature of Debtor 2 Brent W. Davis ASB - 5320 - 145B Signature of Debtor 1 Your attorney's name and signature, if you used one Date February 12, 2018 Date February 12, 2018 Date Software Copyright (c) 1996 - 2017 Best Case, LLC - www. bestcase. com Best Case Bankruptcy Case 18 - 00588 - 13 Doc 7 Filed 02 / 13 / 18 Entered 02 / 13 / 18 21: 43: 56 Desc Main Document Page 1 of 1

Meeting of Creditors with 341(a) meeting to be held on 03/21/2018 at 09:30 AM at Creditor Meeting Room Birmingham. Confirmation hearing to be held on 04/26/2018 at 11:00 AM at Courtroom 3 (TOM) Birmingham. Proof of Claim due by 04/24/2018. Government Proof of Claim due by 08/13/2018 Objection to Dischargeability of Certain Debts due by 05/21/2018.

Information to identify the case: Debtor 1 Johnie Lee Hudson Social Security number or ITIN xxx−xx−3910 First Name Middle Name Last Name EIN _ _−_ _ _ _ _ _ _ Debtor 2 Social Security number or ITIN _ _ _ _ (Spouse, if filing) First Name Middle Name Last Name EIN _ _−_ _ _ _ _ _ _ UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ALABAMA, SOUTHERN DIVISION Date case filed for chapter 13 2/13/18 Case number: 18−00588−TOM13 Official Form 309I Notice of Chapter 13 Bankruptcy Case 12/17 For the debtors listed above, a case has been filed under chapter 13 of the Bankruptcy Code. An order for relief has been entered. This notice has important information about the case for creditors, debtors, and trustees, including information about the meeting of creditors and deadlines. Read both pages carefully. The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not take action to collect debts from the debtors, the debtors' property, and certain codebtors. For example, while the stay is in effect, creditors cannot sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although debtors can ask the court to extend or impose a stay. Confirmation of a chapter 13 plan may result in a discharge. Creditors who assert that the debtors are not entitled to a discharge under 11 U.S.C. § 1328(f) must file a motion objecting to discharge in the bankruptcy clerk's office within the deadline specified in this notice. Creditors who want to have their debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office by the same deadline. (See line 13 below for more information.) To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov). The staff of the bankruptcy clerk's office cannot give legal advice. To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document filed with the court. Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file with the court. About Debtor 1: About Debtor 2: 1. Debtor's full name Johnie Lee Hudson 2. All other names used in the last 8 years 1700 34th AVe North 3. Address Birmingham, AL 35207−4238 Brent William Davis Contact phone 205−989−1919 Brent W. Davis & Associates, L.L.C. 4. Debtor's attorney Name and address 2700 Rogers Drive Email: brent@brentwdavis.com Suite 106 Homewood, AL 35209−2055 5. Bankruptcy trustee Bradford W. Caraway Contact phone 205 323−4631 Name and address Chapter 13 Standing Trustee P O Box 10848 Birmingham, AL 35202−0848 6. Bankruptcy clerk's office Hours open: Documents in this case may be filed at this address. 8:00 a.m. − 4:00 p.m. Monday−Friday You may inspect all records filed in Robert S. Vance Federal Building this case at this office or online at 1800 5th Avenue North www.pacer.gov. Birmingham, AL 35203 Contact phone 205−714−4000 Date: 2/13/18 For more information, see page 2 > Official Form 309I Notice of Chapter 13 Bankruptcy Case page 1 Case 18-00588-TOM13 Doc 8 Filed 02/13/18 Entered 02/13/18 22:00:01 Desc Ch 13 First Mtg Page 1 of 2 Debtor Johnie Lee Hudson Case number 18−00588−TOM13 7. Meeting of creditors Debtors must attend the meeting to March 21, 2018 at 09:30 AM Location: be questioned under oath. In a joint Robert S. Vance Federal Building, 1800 5th case, both spouses must attend. Avenue North, Birmingham, AL 35203 Creditors may attend, but are not The meeting may be continued or adjourned to a required to do so. later date. If so, the date will be on the court docket. 8. Deadlines Deadline to file a complaint to challenge Filing deadline: 5/21/18 The bankruptcy clerk's office must dischargeability of certain debts: receive these documents and any required filing fee by the following deadlines. You must file: • a motion if you assert that the debtors are not entitled to receive a discharge under U.S.C. § 1328(f) or • a complaint if you want to have a particular debt excepted from discharge under 11 U.S.C. § 523(a)(2) or (4). Deadline for all creditors to file a proof of claim Filing deadline: 4/24/18 (except governmental units): Deadline for governmental units to file a proof of Filing deadline: 8/13/18 claim: Deadlines for filing proof of claim: A proof of claim is a signed statement describing a creditor's claim. A proof of claim form may be obtained at www.uscourts.gov or any bankruptcy clerk's office. If you do not file a proof of claim by the deadline, you might not be paid on your claim. To be paid, you must file a proof of claim even if your claim is listed in the schedules that the debtor filed. Claims can be filed electronically through the court's website at: www.alnb.uscourts.gov/electronic−proof−claim. Secured creditors retain rights in their collateral regardless of whether they file a proof of claim. Filing a proof of claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a lawyer can explain. For example, a secured creditor who files a proof of claim may surrender important nonmonetary rights, including the right to a jury trial. Deadline to object to exemptions: Filing deadline: 30 days after the The law permits debtors to keep certain property as exempt. If you conclusion of the believe that the law does not authorize an exemption claimed, you meeting of creditors may file an objection. 9. Filing of plan The debtor has filed a plan. The plan is enclosed. The hearing on confirmation will be held on: 4/26/18 at 11:00 AM, Location: Robert S. Vance Federal Bldg, 1800 5th Ave No, Courtroom 3, Birmingham, AL 35203 10. Creditors with a foreign If you are a creditor receiving a notice mailed to a foreign address, you may file a motion asking the court to address extend the deadline in this notice. Consult an attorney familiar with United States bankruptcy law if you have any questions about your rights in this case. 11. Filing a chapter 13 Chapter 13 allows an individual with regular income and debts below a specified amount to adjust debts bankruptcy case according to a plan. A plan is not effective unless the court confirms it. You may object to confirmation of the plan and appear at the confirmation hearing. A copy of the plan, if not enclosed, will be sent to you later, and if the confirmation hearing is not indicated on this notice, you will be sent notice of the confirmation hearing. The debtor will remain in possession of the property and may continue to operate the business, if any, unless the court orders otherwise. 12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be sold and distributed to creditors, even if the case is converted to chapter 7. Debtors must file a list of property claimed as exempt. You may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe that the law does not authorize an exemption that debtors claimed, you may file an objection by the deadline. 13. Discharge of debts Confirmation of a chapter 13 plan may result in a discharge of debts, which may include all or part of a debt. However, unless the court orders otherwise, the debts will not be discharged until all payments under the plan are made. A discharge means that creditors may never try to collect the debt from the debtors personally except as provided in the plan. If you want to have a particular debt excepted from discharge under 11 U.S.C. § 523(a)(2) or (4), you must file a complaint and pay the filing fee in the bankruptcy clerk's office by the deadline. If you believe that the debtors are not entitled to a discharge of any of their debts under 11 U.S.C. § 1328(f), you must file a motion by the deadline. Official Form 309I Notice of Chapter 13 Bankruptcy Case page 2 Case 18-00588-TOM13 Doc 8 Filed 02/13/18 Entered 02/13/18 22:00:01 Desc Ch 13 First Mtg Page 2 of 2

Notice of Requirement to Complete Course in Financial Management (Admin adiuser)

Def−005 [Notice to File Certification] (Rev. 12/15) UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ALABAMA, SOUTHERN DIVISION In re: Case No. 18−00588−TOM13 Johnie Lee Hudson Chapter 13 SSN: xxx−xx−3910 Debtor(s) NOTICE OF REQUIREMENT TO FILE A CERTIFICATION ABOUT A FINANCIAL MANAGEMENT COURSE (Official Form 423) Notice is hereby given that, subject to limited exceptions, a Debtor must complete an instructional course in personal financial management in order to receive a discharge under chapter 7 (11 U.S.C. § 727) or chapter 13 (11 U.S.C. § 1328). Generally, financial course providers will file a certificate with the Court to indicate that the Debtor has completed the course. If the course provider fails to file the certificate, a Debtor must complete and file Certification About a Financial Management Course (Official Form 423) pursuant to Federal Rule of Bankruptcy Procedure 1007(b)(7). If Rule 1007(b)(7) requires a Debtor to file Official Form 423 and a Debtor fails to do so, the Court will not enter a discharge and will close the case. If a Debtor subsequently files a Motion to Reopen the Case to allow for the filing of the Official Form 423, the full reopening fee must be paid for filing the motion, and the fee cannot be waived. Depending on the circumstances, the Court may order the Debtor's attorney to pay the reopening fee instead of the Debtor. Dated: February 14, 2018 By: Joseph E. Bulgarella, Clerk United States Bankruptcy Court Case 18-00588-TOM13 Doc 9 Filed 02/14/18 Entered 02/14/18 02:00:03 Desc Ntc to File Stmt of Completion Page 1 of 1

Amended Meeting of Creditors (judge reassignment) 341(a) meeting to be held on 3/21/2018 at 09:30 AM at Creditor Meeting Room Birmingham. Objection to Dischargeability of Certain Debts Due 5/21/2018. Proofs of Claims due by 4/24/2018. Government Proof of Claim due by 8/13/2018. Confirmation hearing to be held on 4/24/2018 at 11:00 AM at Courtroom 1 (DSC) Birmingham.

Information to identify the case: Debtor 1 Johnie Lee Hudson Social Security number or ITIN xxx−xx−3910 First Name Middle Name Last Name EIN _ _−_ _ _ _ _ _ _ Debtor 2 Social Security number or ITIN _ _ _ _ (Spouse, if filing) First Name Middle Name Last Name EIN _ _−_ _ _ _ _ _ _ UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ALABAMA, SOUTHERN DIVISION Date case filed for chapter 13 2/13/18 Case number: 18−00588−DSC13 Official Form 309I Notice of Chapter 13 Bankruptcy Case **AMENDED DUE TO JUDGE 12/17 REASSIGNMENT** For the debtors listed above, a case has been filed under chapter 13 of the Bankruptcy Code. An order for relief has been entered. This notice has important information about the case for creditors, debtors, and trustees, including information about the meeting of creditors and deadlines. Read both pages carefully. The filing of the case imposed an automatic stay against most collection activities. This means that creditors generally may not take action to collect debts from the debtors, the debtors' property, and certain codebtors. For example, while the stay is in effect, creditors cannot sue, garnish wages, assert a deficiency, repossess property, or otherwise try to collect from the debtors. Creditors cannot demand repayment from debtors by mail, phone, or otherwise. Creditors who violate the stay can be required to pay actual and punitive damages and attorney's fees. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although debtors can ask the court to extend or impose a stay. Confirmation of a chapter 13 plan may result in a discharge. Creditors who assert that the debtors are not entitled to a discharge under 11 U.S.C. § 1328(f) must file a motion objecting to discharge in the bankruptcy clerk's office within the deadline specified in this notice. Creditors who want to have their debt excepted from discharge may be required to file a complaint in the bankruptcy clerk's office by the same deadline. (See line 13 below for more information.) To protect your rights, consult an attorney. All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below or through PACER (Public Access to Court Electronic Records at www.pacer.gov). The staff of the bankruptcy clerk's office cannot give legal advice. To help creditors correctly identify debtors, debtors submit full Social Security or Individual Taxpayer Identification Numbers, which may appear on a version of this notice. However, the full numbers must not appear on any document filed with the court. Do not file this notice with any proof of claim or other filing in the case. Do not include more than the last four digits of a Social Security or Individual Taxpayer Identification Number in any document, including attachments, that you file with the court. About Debtor 1: About Debtor 2: 1. Debtor's full name Johnie Lee Hudson 2. All other names used in the last 8 years 1700 34th AVe North 3. Address Birmingham, AL 35207−4238 Brent William Davis Contact phone 205−989−1919 Brent W. Davis & Associates, L.L.C. 4. Debtor's attorney Name and address 2700 Rogers Drive Email: brent@brentwdavis.com Suite 106 Homewood, AL 35209−2055 5. Bankruptcy trustee Bradford W. Caraway Contact phone 205 323−4631 Name and address Chapter 13 Standing Trustee P O Box 10848 Birmingham, AL 35202−0848 6. Bankruptcy clerk's office Hours open: Documents in this case may be filed at this address. 8:00 a.m. − 4:00 p.m. Monday−Friday You may inspect all records filed in Robert S. Vance Federal Building this case at this office or online at 1800 5th Avenue North www.pacer.gov. Birmingham, AL 35203 Contact phone 205−714−4000 Date: 2/14/18 For more information, see page 2 > Official Form 309I Notice of Chapter 13 Bankruptcy Case page 1 Case 18-00588-DSC13 Doc 13 Filed 02/14/18 Entered 02/14/18 10:58:03 Desc Ch 13 First Mtg Page 1 of 2 Debtor Johnie Lee Hudson Case number 18−00588−DSC13 7. Meeting of creditors Debtors must attend the meeting to March 21, 2018 at 09:30 AM Location: be questioned under oath. In a joint Robert S. Vance Federal Building, 1800 5th case, both spouses must attend. Avenue North, Birmingham, AL 35203 Creditors may attend, but are not The meeting may be continued or adjourned to a required to do so. later date. If so, the date will be on the court docket. 8. Deadlines Deadline to file a complaint to challenge Filing deadline: 5/21/18 The bankruptcy clerk's office must dischargeability of certain debts: receive these documents and any required filing fee by the following deadlines. You must file: • a motion if you assert that the debtors are not entitled to receive a discharge under U.S.C. § 1328(f) or • a complaint if you want to have a particular debt excepted from discharge under 11 U.S.C. § 523(a)(2) or (4). Deadline for all creditors to file a proof of claim Filing deadline: 4/24/18 (except governmental units): Deadline for governmental units to file a proof of Filing deadline: 8/13/18 claim: Deadlines for filing proof of claim: A proof of claim is a signed statement describing a creditor's claim. A proof of claim form may be obtained at www.uscourts.gov or any bankruptcy clerk's office. If you do not file a proof of claim by the deadline, you might not be paid on your claim. To be paid, you must file a proof of claim even if your claim is listed in the schedules that the debtor filed. Claims can be filed electronically through the court's website at: www.alnb.uscourts.gov/electronic−proof−claim. Secured creditors retain rights in their collateral regardless of whether they file a proof of claim. Filing a proof of claim submits the creditor to the jurisdiction of the bankruptcy court, with consequences a lawyer can explain. For example, a secured creditor who files a proof of claim may surrender important nonmonetary rights, including the right to a jury trial. Deadline to object to exemptions: Filing deadline: 30 days after the The law permits debtors to keep certain property as exempt. If you conclusion of the believe that the law does not authorize an exemption claimed, you meeting of creditors may file an objection. 9. Filing of plan The debtor has filed a plan. The plan is enclosed. The hearing on confirmation will be held on: 4/24/18 at 11:00 AM, Location: Robert S. Vance Federal Bldg, 1800 5th Ave No, Courtroom 1, Birmingham, AL 35203 10. Creditors with a foreign If you are a creditor receiving a notice mailed to a foreign address, you may file a motion asking the court to address extend the deadline in this notice. Consult an attorney familiar with United States bankruptcy law if you have any questions about your rights in this case. 11. Filing a chapter 13 Chapter 13 allows an individual with regular income and debts below a specified amount to adjust debts bankruptcy case according to a plan. A plan is not effective unless the court confirms it. You may object to confirmation of the plan and appear at the confirmation hearing. A copy of the plan, if not enclosed, will be sent to you later, and if the confirmation hearing is not indicated on this notice, you will be sent notice of the confirmation hearing. The debtor will remain in possession of the property and may continue to operate the business, if any, unless the court orders otherwise. 12. Exempt property The law allows debtors to keep certain property as exempt. Fully exempt property will not be sold and distributed to creditors, even if the case is converted to chapter 7. Debtors must file a list of property claimed as exempt. You may inspect that list at the bankruptcy clerk's office or online at www.pacer.gov. If you believe that the law does not authorize an exemption that debtors claimed, you may file an objection by the deadline. 13. Discharge of debts Confirmation of a chapter 13 plan may result in a discharge of debts, which may include all or part of a debt. However, unless the court orders otherwise, the debts will not be discharged until all payments under the plan are made. A discharge means that creditors may never try to collect the debt from the debtors personally except as provided in the plan. If you want to have a particular debt excepted from discharge under 11 U.S.C. § 523(a)(2) or (4), you must file a complaint and pay the filing fee in the bankruptcy clerk's office by the deadline. If you believe that the debtors are not entitled to a discharge of any of their debts under 11 U.S.C. § 1328(f), you must file a motion by the deadline. Official Form 309I Notice of Chapter 13 Bankruptcy Case page 2 Case 18-00588-DSC13 Doc 13 Filed 02/14/18 Entered 02/14/18 10:58:03 Desc Ch 13 First Mtg Page 2 of 2

Notice to Show Cause Why This Case Should Not Be Dismissed for Having an Active Chapter 13, Case No. 16-04476-DsC-13 Filed 10/24/16 (RE: related document(s)[11] Notes:). Show Cause hearing to be held on 3/13/2018 at 11:30 AM at Courtroom 1 (DSC) Birmingham.

Van−026 [Notice to Show Cause] (Rev. 06/14) UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ALABAMA, SOUTHERN DIVISION In re: Case No. 18−00588−DSC13 Johnie Lee Hudson Chapter 13 SSN: xxx−xx−3910 Debtor(s) NOTICE OF HEARING Notice to Show Cause Why This Case Should Not Be Dismissed for Having an Active Chapter 13, Case No. 16−04476−DSC−13 Filed 10/24/16 (RE: related document(s)[11] Notes:). Show Cause hearing to be held on 3/13/2018 at 11:30 AM at Courtroom 1 (DSC) Birmingham. (cdr) Date: Tuesday, March 13, 2018 Time: 11:30 AM Location: Robert S. Vance Federal Bldg, 1800 5th Ave No, Courtroom 1, Birmingham, AL 35203 Attorneys should attend all scheduled hearings. If a conflict is known, the Court should be notified immediately. Continuances of non−evidentiary hearings may be granted if all parties consent. Evidentiary hearings will not be continued except for good cause shown. If there is a failure to attend a scheduled hearing, and the Court has not been notified of the reason for the failure, the Court may enter appropriate orders. Attendance is not required if a settlement has been reached as approved by all parties and filed with the Court by an attorney prior to the hearing date. If a Show Cause Hearing is set due to a deficient filing, the case may be dismissed if the deficiency is not cured one hour prior to the hearing; however, the hearing may be vacated if the deficiency is cured at least one hour before the scheduled hearing. Dated: February 14, 2018 By: Joseph E. Bulgarella, Clerk United States Bankruptcy Court cdr Case 18-00588-DSC13 Doc 14 Filed 02/14/18 Entered 02/14/18 11:14:27 Desc Notice to Show Cause Page 1 of 1

Notice of Appearance and Request for Notice Filed by Creditor PRA Receivables Management, LLC.

IN THE UNITED STATES BANKRUPTCY COURT FOR THE NORTHERN DISTRICT OF ALABAMA BIRMINGHAM DIVISION) In re) Chapter 13) JOHNIE LEE HUDSON,) Case No. 18-00588-DSC13 Debtor(s)) REQUEST OF PRA RECEIVABLES MANAGEMENT, LLC FOR SERVICE OF NOTICES PURSUANT TO FED. R. BANKR. P. 2002(g) PLEASE TAKE NOTICE that PRA Receivables Management, LLC, as authorized agent for Synchrony Bank (Belk Rewards Card [Last four digit of account:0850]), a creditor in the above-captioned chapter 13 case, requests, pursuant to Rules 2002 and 9007 of the Federal Rules of Bankruptcy Procedure (the Bankruptcy Rules) and sections 102(1), 342 and 1109(b) of title 11 of the United States Code, 11 U.S.C. §§ 101, et seq. (as amended, the Bankruptcy Code), that all notices given or required to be given and all papers served or required to be served in this case be also given to and served, whether electronically or otherwise, on: Synchrony Bank c/o PRA Receivables Management, LLC PO Box 41021 Norfolk, VA 23541 Telephone: (877) 829-8298 Facsimile: (757) 351-3257 E-mail: claims@recoverycorp.com Dated: Norfolk, Virginia February 14, 2018 By: /s/ Valerie Smith Valerie Smith c/o PRA Receivables Management, LLC Senior Manager PO Box 41021 Norfolk, VA 23541 (877) 829-8298 Assignee Creditor: Belk Rewards Card [Last four digit of account:0850] Case 18-00588-DSC13 Doc 15 Filed 02/14/18 Entered 02/14/18 18:09:14 Desc Main Document Page 1 of 2 CERTIFICATE OF SERVICE I hereby certify that on February 14, 2018, a copy of the foregoing Request For Service of Notices was served on the following registered ECF participants, electronically through the court's ECF System at the email address registered with the court: BRENT WILLIAM DAVIS Counsel for JOHNIE LEE HUDSON BRADFORD W CARAWAY, Trustee US Trustee By: /s/ Valerie Smith Case 18-00588-DSC13 Doc 15 Filed 02/14/18 Entered 02/14/18 18:09:14 Desc Main Document Page 2 of 2

Motion to Extend Automatic Stay Filed by Debtor Johnie Lee Hudson

IN THE UNITED STATES BANKRUPTCY COURT FOR THE NORTHERN DISTRICT OF ALABAMA, SOUTHERN DIVISION IN RE: HUDSON, Johnie CASE #: 18-00323 DEBTOR(S), MOTION TO EXTEND AUTOMATIC STAY Debtor(s), by and through the attorney of record, hereby moves this Court pursuant to 11 U.S.C. §362(c) (3) to EXTEND the Automatic Stay, and in support states as follows: 1. A Chapter 13 case filed by Debtors (16-04476) was dismissed within one year of the filing of the present Chapter 13 case. Debtor paid over $7,000.00 through that plan. 2. During the previous case, Debtor relied on social security benefits and odd jobs and flea market sales for income. 3. During the previous chapter 13 case, Debtor's disabling health condition worsened, and he was unable to work any longer. This left him without income to consistently fund his plan and mortgage. 4. Debtor can now feasibly support the payments proposed in the new chapter 13 case because the plan proposes to surrender an expensive vehicle, and so plan payments required are a fraction of those in the previous case. 5. Debtor has received a small cost-of-living increase in his Social Security. 6. The stay is needed to protect his home. 7. The extension of the stay is sought as to all creditors. Wherefore, the Debtors respectfully moves this Court to Extend the Automatic Stay as asked for above until the dismissal or discharge of this case and for any other and further relief as may be necessary. _/s/ Brent W Davis___________________ Thursday, February 15, 2018 Of Counsel Brent W Davis & Associates, LLC 2700 Rogers Drive, Suite 106 Homewood Alabama 35209-2055 Phone (205) 989-1919 ~ Fax 866-825-8756 Case 18-00588-DSC13 Doc 16 Filed 02/15/18 Entered 02/15/18 17:36:16 Desc Main Document Page 1 of 3 Email brent@brentwdavis.com Case 18-00588-DSC13 Doc 16 Filed 02/15/18 Entered 02/15/18 17:36:16 Desc Main Document Page 2 of 3 United States Bankruptcy Court Northern District of Alabama In re Johnie Lee Hudson Case No. 18-00588 Debtor(s) Chapter 13 CERTIFICATE OF SERVICE I hereby certify that on February 15, 2018, a copy of attached was served electronically or by regular United States mail to all interested parties, the Trustee and all creditors required /s/ Brent W. Davis Brent W. Davis ASB-5320-I45B Brent W. Davis & Associates, L.L.C. 2700 Rogers Drive Suite 106 Birmingham, AL 35209-2055 205-989-1919Fax:1-866-825-8756 brent@brentwdavis.com Software Copyright (c) 1996-2018 Best Case, LLC - www.bestcase.com Best Case Bankruptcy Case 18-00588-DSC13 Doc 16 Filed 02/15/18 Entered 02/15/18 17:36:16 Desc Main Document Page 3 of 3

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Description
1
02/13/2018
Chapter 13 Voluntary Petition Individual. Receipt Number O, Fee Amount $310 Filed by Johnie Lee Hudson
2
02/13/2018
Chapter 13 Plan, and Request to Surrender Collateral. Filed by Debtor Johnie Lee Hudson.
3
02/13/2018
Application to Pay Filing Fee in Installments Through the Chapter 13 Trustee Assigned to the Case Filed by Debtor Johnie Lee Hudson
5
02/13/2018
Certificate of Credit Counseling for Debtor Filed by Debtor Johnie Lee Hudson.
6
02/13/2018
Employee Income Records Filed by Debtor Johnie Lee Hudson.
7
02/13/2018
Notice of Intent to Pay Chapter 13 Case Filing Fee through Chapter 13 Plan Filed by Debtor Johnie Lee Hudson.
8
02/13/2018
Meeting of Creditors with 341(a) meeting to be held on 03/21/2018 at 09:30 AM at Creditor Meeting Room Birmingham. Confirmation hearing to be held on 04/26/2018 at 11:00 AM at Courtroom 3 (TOM) Birmingham. Proof of Claim due by 04/24/2018. Government Proof of Claim due by 08/13/2018 Objection to Dischargeability of Certain Debts due by 05/21/2018.
9
02/14/2018
Notice of Requirement to Complete Course in Financial Management (Admin adiuser)
02/14/2018
Notice of Debtor's Prior Filings for debtor Johnie Lee Hudson Case Number 90-06352, Chapter 7 filed in Alabama Northern Bankruptcy Court on 07/16/1990, Standard Discharge on 10/23/1990; Case Number 16-04476, Chapter 13 filed in Alabama Northern Bankruptcy Court on 10/28/2016; Case Number 89-10026, Chapter 13 filed in Alabama Northern Bankruptcy Court on 08/17/1989, Dismissed for Other Reason on 10/10/1990; Case Number 93-06528, Chapter 13 filed in Alabama Northern Bankruptcy Court on 09/28/1993, Standard Discharge on 03/01/1999.(Admin) (Text entry; no document attached.)
10
02/14/2018
Notice of Deficient Filing or Incorrect Event: PROBLEM: The filer, Brent Davis, Debtor's Attorney, has filed an old Application to Pay Filing Fees in Installments with installments dated in 2016 and 2017. SOLUTION: The filer, Brent Davis, Debtor's Attorney, should refile the Application to Pay Filing Fees in Installments as amended, with the appropriate dates for the installments. If the filer does not complete the SOLUTION within two business days of this Notice, the Court may deny the requested relief, or the Clerk's Office may take no further action. (RE: related document(s)[3] Application to Pay Filing Fees in Installments filed by Debtor Johnie Lee Hudson).
11
02/14/2018
Notes: Debtor has an active Chapter 13 Case No. 16-4476-DSC-13, Filed 10/28/16 (RE: related document(s)[3] Application to Pay Filing Fees in Installments filed by Debtor Johnie Lee Hudson).
12
02/14/2018
Pursuant to Administrative Order No. 07-06, dated April 19, 2007, and Rule 9029 of the Federal Rules of Bankruptcy Procedure, authorizing this Court to establish and promulgate local rules of practice and procedure not inconsistent with the Rules of Bankruptcy Procedure, and subject to the requirements of Rule 83 of the Federal Rules of Civil Procedure; NOW, THEREFORE, IT IS ORDERED that: 1. Any case filed by the same Debtor within 12 months of the date of entry of an Order of dismissal or of discharge of a prior case, shall be assigned to the same Judge from the prior case. 2. Any case filed by the same Debtor within 12 months of the date of closing a prior case, shall be assigned to the same Judge from the prior case. 3. Any case filed by a debtor that already has a case pending, shall be assigned to the same judge as the pending case. 4. If any such case has been assigned either by the random or by the automatic Judge assignment and is inconsistent with Administrative Order No. 07-06, the Clerk's office shall reassign the case consistent with said Administrative Order.Judge D. Sims Crawford added to case. Involvement of Judge Tamara O Mitchell Terminated
13
02/14/2018
Amended Meeting of Creditors (judge reassignment) 341(a) meeting to be held on 3/21/2018 at 09:30 AM at Creditor Meeting Room Birmingham. Objection to Dischargeability of Certain Debts Due 5/21/2018. Proofs of Claims due by 4/24/2018. Government Proof of Claim due by 8/13/2018. Confirmation hearing to be held on 4/24/2018 at 11:00 AM at Courtroom 1 (DSC) Birmingham.
14
02/14/2018
Notice to Show Cause Why This Case Should Not Be Dismissed for Having an Active Chapter 13, Case No. 16-04476-DsC-13 Filed 10/24/16 (RE: related document(s)[11] Notes:). Show Cause hearing to be held on 3/13/2018 at 11:30 AM at Courtroom 1 (DSC) Birmingham.
15
02/14/2018
Notice of Appearance and Request for Notice Filed by Creditor PRA Receivables Management, LLC.
16
02/15/2018
Motion to Extend Automatic Stay Filed by Debtor Johnie Lee Hudson
53
07/31/2018
Fact Summary for Motion for Relief from Stay
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