In re: TD Bank, N.A. Debit Card Overdraft Fee Litigation

Exhibit 58 (Email Exhchange of 1/28/14)

District of South Carolina, scd-6:2015-mn-02613

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6:15-mn-02613-BHH Date Filed 01/20/17 Entry Number 140-63 Page 1 of 4 Exhibit 58 6:15-mn-02613-BHH Date Filed 01/20/17 Entry Number 140-63 Page 2 of 4 From: Sent: To: Subject: Sacknoff, Lindsay A Monday, February 10, 2014 12:54 PM Owens, Alicia RE: Weekly Product Reports (Reg E) Can you cover? OR have someone from your team cover? Lindsay Sacknoff | SVP - Head of Retail Deposit Products & Pricing TD Bank, America's Most Convenient Bank T: 856 533 5564 Executive Assistant Megan Fieger 856 533 5534 From: Haggerty, Jennifer Sent: Monday, February 10, 2014 12:45 PM To: Owens, Alicia; Sacknoff, Lindsay A Subject: FW: Weekly Product Reports (Reg E) Hello Alicia and Lindsay, I am having a Store Managers meeting on Wednesday and would like to be able to cover this. Would you be able to make Wednesday morning at some point work and I can see if we can conference you in? Of course you are always welcome to join us! Thanks, Jen Jennifer Haggerty | VP, Retail Market Manager | Northern Vermont Region TD Bank, America's Most Convenient Bank VT1-001-000 | 111 Main Street, Burlington, VT 05401 T: 802 860 5510 M: 802 881 9467 From: Sacknoff, Lindsay A Sent: Tuesday, February 04, 2014 8:11 AM To: Pride, Michael J; Armstrong, Stephanie; Nicholson, Richard; Haggerty, Jennifer; Bryant, Allison; Babineau, Tom Cc: Owens, Alicia Subject: FW: Weekly Product Reports (Reg E) Team NNE & Up NY, Congratulations on a great Wow awards last night in Maine. I heard it was a great even in Vermont & Upstate New York a few weeks ago. Reaching out on Debit Card Advance - I took a look at your Debit Card Advance enrollment and the last two months have shown a decrease to January MTD. What is happening? Alicia Owens, an expert on Debit Card Advance, is available and will reach out to do a conference call with your SM's / ASMs to review the huddle (attached) and answer Q&As on how to how to make sure we are offering choice every Customer, every time. Thanks, Lindsay Lindsay Sacknoff | SVP - Head of Retail Deposit Products & Pricing TD Bank, America's Most Convenient Bank T: 856 533 5564 CONFIDENTIAL TDBANK-ID-000258060 6:15-mn-02613-BHH Date Filed 01/20/17 Entry Number 140-63 Page 3 of 4 Executive Assistant Megan Fieger 856 533 5534 From: Moffatt, Kevin Sent: Tuesday, January 28, 2014 8:38 AM To: Sacknoff, Lindsay A Cc: Owens, Alicia Subject: RE: Weekly Product Reports (Reg E) Hi Lindsay, Thanks for sharing the huddle. My reco would be that I will let the RMM's know that you will be contacting them. Suggest that a dial in (conf call) to their SM or ASM meetings to review the huddle with the team as well as answer any Q&A's might be a way to get lift. I think when we look at a Tom's Region at and Mike at Jand the fact that they are side by side there might be some takeaways from Tom's Region that can be exported. As for the Northern VT team, I am not sure if there is a Vermont, thing going on there,,, as both Rich and Jen are low and we know that Vermont has its nuances. That said, Robin does reasonably well in UNY. I will let them know that you will be reaching out. Kevin Moffatt SVP, Maine, New Hampshire, Vermont, Upstate New York Market Retail Banking TD Bank, America's Most Convenient Bank ® 300 Franklin Street Manchester, NH 03101 | M: 603-703-1714 kevin.moffatt@td.com From: Sacknoff, Lindsay A Sent: Tuesday, January 28, 2014 8:26 AM To: Moffatt, Kevin Cc: Owens, Alicia Subject: FW: Weekly Product Reports (Reg E) Kevin - Sounds like you are getting some momentum with business development efforts, exciting stuff. Looking forward to the BAW results closing the gap on personal checking! January I took a look at your Debit Card Advance enrollment and the last two months have shown a decrease to MTD. What is happening? Attached is some historical tracking information (Excel). It looks like ME Central, ME Northern, NH Central, VT Southern/NH Western, and VT Northern have the biggest opportunities. We have developed a new huddle that outlines why offering choice is important and how to have conversations. How can my team partner with your MSMs, RMMs, ROOs, etc. to make sure we offer every Customer choice, every time? Thanks, Lindsay Lindsay Sacknoff | SVP - Head of Retail Deposit Products & Pricing TD Bank, America's Most Convenient Bank T: 856 533 5564 Executive Assistant Megan Fieger 856 533 5534 CONFIDENTIAL TDBANK-ID-000258061 6:15-mn-02613-BHH Date Filed 01/20/17 Entry Number 140-63 Page 4 of 4 From: Account, AMCB Cross-Product Reporting Sent: Tuesday, January 21, 2014 10:32 AM To: Adams, Lois; AMCB Retail Market Managers; Augusta, Denise L; Aversa, Dominic; Bailey, Ryan A; Bakhshi, Nandita; Beaulieu, Crystal A; Beckwith, Gregory A; Behm, Deborah L; Bond, Grady; Bouchard, Lucinda; Bradley, Elizabeth; Brown, Timarra K, Bryant, Allison, Buchanan, Alice A; Capodanno, Heidi; Chevalier, Matt; Clark, Ashley (Exec Admin Asst); Coolidge, Stacy A; Culp, Brian; De Villa, Katrina; DeDomenico, Vincent; Dias, Senhorinha; Diavolitsis, Tom; Diaz, Jesus (Ernie); Dorio, Jeffrey T; Enright, Jennifer; Feeley, Jason A; Ferrara, Todd; Feuerberg, Bryan; Fieger, Megan; Ford, Shalonta E; Francois, MaryAnn; Gendreau, Christina; Ghazal, Robert; Gillen, Kevin; Gleason, Nicole; Goggi, Danielle; Greenberg, Robyn L; Hackett, Alexis C; Hakoun, Michael; Harbulak, Stephen J; Herndon, Jennifer B; Jacques, Susan; Johnson, Andrea; Jones, John W; Kritz, Edward J; Langs, Marie A; Lodewyckx, Jennifer; Maguire, Donna; Masciarelli, Suzanne; McIsaac, Lilla; Millan, Lucia E; Naclerio, Renee; Oliver, Diane; Orio, Elissa; Owens, Alicia; Quaglia, Lisa B; Reno, Bill; Sacknoff, Lindsay A; Stitt, Linda; Tate, Nicole; Tsempelis, Tatiana M; Van Zandt, Robert; Warren, Doreen; Williams, Eva M; Yancey, Chris; York, Laurel; Yu, Erik C Subject: Weekly Product Reports (NCN, Fee Collection, & Reg E) Good Morning, Please find the attached Retail Money In reports for the week ending 1/17. 1- Regional Ranked - OD Trend Report 2- Regional Ranked - Other Service Charges Refund Regional Ranked - Other Service Charges Waiver Regional Ranked – Check Waiver Trend Report 5- NCN Weekly Product Report 6- Regional Ranked NCN – Checking 7- Regional Ranked NCN – Savings 8- Reg E Enrollment Summary 9- Reg E Regional Summary Please note that you can reach us with any questions by emailing AMCBCross-ProductReporting.account@td.com. Thank you, Cross-Product Reporting Group TD Bank, America's Most Convenient Bank CONFIDENTIAL TDBANK-ID-000258062